Postal Government Employees Federal Credit Union

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A short history of Postal Government Employees FCU

Since its inception in 1927 the Postal Government Employees Federal Credit Union has been serving its members in the PROVIDENCE, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kenneth Poyton, the Postal Government Employees FCU has grown its membership to over 2,919 with assets of more than $45,177,185. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (401) 421-2436 or email them at WWW.MEMBERSUPPORT@PPFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PROVIDENCE, RI.

General Information For Postal Government Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24528
Address 179 WEST RIVER STREET 
City PROVIDENCE 
State Rhode Island 
Zip-Code 02904
Phone Number (401) 421-2436
Fax Number (401) 421-0012
Email Address: WWW.MEMBERSUPPORT@PPFCU.ORG
CEO/President Kenneth Poyton
Members 2,919 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 45,177,185 
Website http://www.pgecu.org 

Compare Postal Government Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rhode Island CU Rhode Island Credit Union 480 Metacom Ave 02903 (401) 253-2000 No 1.96
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 2.45
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 3.21
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 3.25
Community & Teachers CU System Recovery Inc 630 Belleville Ave 02745 (508) 668-6688 No 4.38

Postal Government Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Postal Government Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.77 5.54 4.15 4.42
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 247 390 163 158
Rank Among All Rhode Island Credit Unions N/A 13 15 9 6

Postal Government Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.50 2.00 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 60 38 49
Rank Among All Rhode Island Credit Unions 5 4 1 1 1
Postal Government Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.9604891,303,936
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.770851,343,708
Used Vehicle Loans 5.5404204,293,881
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.15012812,518,005
Total Other Real Estate Loans/Lines of Credit 4.4201595,186,289
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.120313,521,652
TOTAL LOANS & LEASES 1,31228,167,471

Postal Government Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 355,156,2235533,660
    b. 15 Years or less 937,361,782171,533,337
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1214,246,46514771,758
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 38939,8243198,200
Open-End Fixed Rate 0000
TOTALS 28717,704,294393,036,955

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Postal Government Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes