Portland Federal Credit Union

  • +1

A short history of Portland FCU

Since its inception in 1947 the Portland Federal Credit Union has been serving its members in the PORTLAND, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Harvey Hoskins, the Portland FCU has grown its membership to over 28,795 with assets of more than $312,242,682. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (517) 647-7571 or email them at callcenter@pfcu4me.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORTLAND, MI.

General Information For Portland FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5477
Address 9077 CHARLOTTE HWY 
State Michigan 
Zip-Code 48875
Phone Number (517) 647-7571
Fax Number (517) 647-2068
Email Address: callcenter@pfcu4me.com
CEO/President Harvey Hoskins
Members 28,795 
Full-Time Employees 99 
Part-Time Employees
Number of Branch Offices
Total Assets 312,242,682 
Website http://www.pfcu4me.com 

Compare Portland Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Michigan One Community CU Main Office 510 S Dexter St 48846 (616) 527-3900 No 11.18
Lafcu CU St. Johns 2317 S US Highway 27 48909 (517) 622-6600 No 15.32
Farm Bureau Family CU Main office 7373 W Saginaw Hwy 48917 (517) 679-5274 No 15.75
Auto-owners Associates CU Auto-Owners Associates Credit Union 6101 Anacapri Blvd 48917 (517) 323-1370 No 17.22
Astera CU ASTERA CREDIT UNION-W SAGINAW 5615 W SAGINAW HWY 48917 (517) 323-3644 No 18.44

Portland Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Portland Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.50 3.40 3.40 4.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 528 197 137 191 100
Rank Among All Michigan Credit Unions 96 59 35 52 15

Portland Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.80 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 207 171
Rank Among All Michigan Credit Unions N/A 19 28 46 30
Portland Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.5008,7146,626,788
All Other Unsecured Loans/Lines of Credit 10.9002,3916,473,762
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4004799,576,908
Used Vehicle Loans 3.4006,90569,092,296
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.3801,248104,004,159
Total Other Real Estate Loans/Lines of Credit 4.0006119,865,945
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0502,32634,381,625
TOTAL LOANS & LEASES 22,674240,021,483

Portland Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 36639,781,512568,185,850
    b. 15 Years or less 0000
    a. > 15 years 49438,463,372171,709,005
    b. 15 Years or less 37224,358,957131,277,120
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1123,93600
Adjustable Rate > 1 yr 151,276,3827471,677


Closed-End Fixed Rate 2224,062,53714365,660
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3895,803,408501,082,841
Open-End Fixed Rate 0000
TOTALS 1,859113,870,10415713,092,153


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Portland Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes