Plymouth County Teachers Federal Credit Union

A short history of Plymouth County Teachers FCU

Since its inception in 1962 the Plymouth County Teachers Federal Credit Union has been serving its members in the WEST WAREHAM, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Glenna Hardman, the Plymouth County Teachers FCU has grown its membership to over 4,683 with assets of more than $45,060,118. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (508) 291-0777 or email them at info@pctfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WEST WAREHAM, MA.

General Information For Plymouth County Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Plymouth County Teachers Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Commonwealth Utilities Employees CU	Main Office	312 Wareham Rd	02738	(508) 748-3452	No	3.70
Acushnet CU	Acushnet Federal Credit Union	112 Main St	02743	(508) 995-9100	No	9.66
First Citizens' CU	FALMOUTH	352 MAIN ST	02540	(508) 540-8444	No	10.24
Southern Mass CU	Southern Mass Credit Union Main Office	123 Alden Rd	02719	(508) 994-9971	No	10.68
St. Anthony Of New Bedford CU	St. Anthony of New Bedford FCU	1743 Acushnet Ave	02746	(508) 996-5492	No	11.01

Plymouth County Teachers Federal Credit Union Financial Performance Charts

Financial Data

Plymouth County Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	2.99	4.79	3.25	3.75
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	145	300	44	74
Rank Among All Massachusetts Credit Unions	12	43	65	6	13

Plymouth County Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.25	0.68	1.02
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	105	229	155
Rank Among All Massachusetts Credit Unions	N/A	19	23	44	24

Plymouth County Teachers Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	766	1,490,330
All Other Unsecured Loans/Lines of Credit	8.990	193	1,047,717
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.990	67	1,041,926
Used Vehicle Loans	4.790	325	3,240,996
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.250	113	10,672,819
Total Other Real Estate Loans/Lines of Credit	3.750	127	4,068,597
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.250	196	609,210
TOTAL LOANS & LEASES		1,787	22,171,595

Plymouth County Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	23	3,146,324	0	0
b. 15 Years or less	90	7,526,495	15	2,272,400
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	48	1,126,133	8	285,600
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	79	2,942,464	7	514,134
Open-End Fixed Rate	0	0	0	0
TOTALS	240	14,741,416	30	3,072,134

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	51	2,424,141		503,134
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Plymouth County Teachers Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes