Pioneer Federal Credit Union

A short history of Pioneer FCU

Since its inception in 1954 the Pioneer Federal Credit Union has been serving its members in the Mountain Home, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Curt Perry, the Pioneer FCU has grown its membership to over 51,815 with assets of more than $429,039,234. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (208) 587-3304 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mountain Home, ID.

General Information For Pioneer FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Pioneer Federal Credit Union To Other Local Credit Unions

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Pioneer Federal Credit Union Financial Performance Charts

Financial Data

Pioneer Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.99	3.99	3.99	4.38	4.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	253	279	202	191	100
Rank Among All Idaho Credit Unions	17	22	10	13	2

Pioneer Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.35	0.35	0.45
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	89	293	234
Rank Among All Idaho Credit Unions	N/A	9	7	22	14

Pioneer Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.990	5,683	9,384,844
All Other Unsecured Loans/Lines of Credit	10.190	3,441	9,663,621
Short-Term, Small Amount Loans (STS) (Federal CU Only)	18.000	19	5,368
Non-Federally Guaranteed Student Loans	6.320	4,824	7,860,270
New Vehicle Loans	3.990	2,354	57,920,937
Used Vehicle Loans	3.990	12,373	161,888,530
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.380	477	44,151,604
Total Other Real Estate Loans/Lines of Credit	4.000	920	26,137,244
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.390	2,846	29,519,208
TOTAL LOANS & LEASES		32,937	346,531,626

Pioneer Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	29	6,179,266	22	4,186,971
b. 15 Years or less	417	29,293,673	24	3,884,750
Balloon/Hybrid
a. > 15 years	20	3,511,114	5	679,390
b. 15 Years or less	0	0	0	0
Other Fixed Rate	8	4,962,307	0	0
Adjustable Rate 1 yr or less	2	23,648	0	0
Adjustable Rate > 1 yr	1	181,596	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	40	1,581,733	9	965,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	830	22,687,055	55	2,715,185
Open-End Fixed Rate	50	1,868,456	37	1,493,520
TOTALS	1,397	70,288,848	152	13,924,816

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Pioneer Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	Yes
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes