Pioneer Federal Credit Union

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A short history of Pioneer FCU

Since its inception in 1954 the Pioneer Federal Credit Union has been serving its members in the Mountain Home, Idaho area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Curt Perry, the Pioneer FCU has grown its membership to over 51,815 with assets of more than $429,039,234. They have a main office and 14 branch offices. Please see the credit unions website or contact them by phone at (208) 587-3304 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mountain Home, ID.

General Information For Pioneer FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9247
Address 250 W 3rd S 
City Mountain Home 
State Idaho 
Zip-Code 83647
Phone Number (208) 587-3304
Fax Number (208) 587-6909
Email Address: none
CEO/President Curt Perry
Members 51,815 
Full-Time Employees 166 
Part-Time Employees
Number of Branch Offices 14 
Total Assets 429,039,234 

Compare Pioneer Federal Credit Union To Other Local Credit Unions

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Pioneer Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Pioneer Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.99 3.99 4.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 279 202 191 100
Rank Among All Idaho Credit Unions 17 22 10 13 2

Pioneer Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.35 0.35 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 89 293 234
Rank Among All Idaho Credit Unions N/A 9 7 22 14
Pioneer Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9905,6839,384,844
All Other Unsecured Loans/Lines of Credit 10.1903,4419,663,621
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000195,368
Non-Federally Guaranteed Student Loans 6.3204,8247,860,270
New Vehicle Loans 3.9902,35457,920,937
Used Vehicle Loans 3.99012,373161,888,530
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.38047744,151,604
Total Other Real Estate Loans/Lines of Credit 4.00092026,137,244
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.3902,84629,519,208
TOTAL LOANS & LEASES 32,937346,531,626

Pioneer Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 296,179,266224,186,971
    b. 15 Years or less 41729,293,673243,884,750
    a. > 15 years 203,511,1145679,390
    b. 15 Years or less 0000
Other Fixed Rate 84,962,30700
Adjustable Rate 1 yr or less 223,64800
Adjustable Rate > 1 yr 1181,59600


Closed-End Fixed Rate 401,581,7339965,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 83022,687,055552,715,185
Open-End Fixed Rate 501,868,456371,493,520
TOTALS 1,39770,288,84815213,924,816


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pioneer Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes