Philadelphia Federal Credit Union

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A short history of Philadelphia FCU

Since its inception in 1951 the Philadelphia Federal Credit Union has been serving its members in the PHILADELPHIA, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James McAneney, the Philadelphia FCU has grown its membership to over 114,637 with assets of more than $1,094,302,344. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (215) 934-3500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PHILADELPHIA, PA.

General Information For Philadelphia FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7238
Address 12800 TOWNSEND RD 
State Pennsylvania 
Zip-Code 19154
Phone Number (215) 934-3500
Fax Number (215) 934-4024
Email Address:
CEO/President James McAneney
Members 114,637 
Full-Time Employees 244 
Part-Time Employees 44 
Number of Branch Offices 12 
Total Assets 1,094,302,344 

Compare Philadelphia Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Iupat D.c. 21 CU DC 21 Benfits Office 2980 Southampton Rd 19154 (215) 934-5130 No 0.79
Asbestos Workers Local 14 CU Asbestos Workers Local 14 2014 Hornig Rd 19116 (215) 289-3990 No 1.57
American Heritage CU Doylestown 595 W State St 18901 (215) 345-2897 No 1.79
Pannonia CU Pannonia 90 Bustleton Pike 19053 (215) 364-9900 No 3.23
Trumark Financial CU Doylestown 4381 W Swamp Rd 18902 (877) 878-6275 No 3.62

Philadelphia Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Philadelphia Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 2.99 4.00 3.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 91 138 73
Rank Among All Pennsylvania Credit Unions N/A 53 25 40 25

Philadelphia Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.30 0.90 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 97 190 171
Rank Among All Pennsylvania Credit Unions N/A 27 15 43 29
Philadelphia Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.90038,149115,263,456
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99091015,246,647
Used Vehicle Loans 2.9905,35567,266,371
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,634286,081,536
Total Other Real Estate Loans/Lines of Credit 3.7403,476127,977,597
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2504,59321,691,732
TOTAL LOANS & LEASES 54,117633,527,339

Philadelphia Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 59282,915,4956712,876,846
    b. 15 Years or less 36027,192,369243,923,726
    a. > 15 years 57,629,5881800,000
    b. 15 Years or less 622159,674,8178917,365,535
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 558,669,26700


Closed-End Fixed Rate 2,47787,817,5681899,497,693
Closed-End Adjustable Rate 121,521,32900
Open-End Adjustable Rate 98738,638,7008710,572,400
Open-End Fixed Rate 0000
TOTALS 5,110414,059,13345755,036,200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Philadelphia Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes