People's Choice Federal Credit Union

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A short history of People's Choice FCU

Since its inception in 1976 the People's Choice Federal Credit Union has been serving its members in the Duryea, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tina Dolgash, the People's Choice FCU has grown its membership to over 1,239 with assets of more than $6,358,065. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 451-3318 or email them at pcfcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Duryea, PA.

General Information For People's Choice FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22534
Address 401 York Avenue, P.O. Box 2096 
City Duryea 
State Pennsylvania 
Zip-Code 18642
Phone Number (570) 451-3318
Fax Number (570) 451-3319
Email Address: pcfcu@verizon.net
CEO/President Tina Dolgash
Members 1,239 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,358,065 
Website http://www.peopleschoicefcu.org 

Compare People's Choice Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Regional CU Kingston Branch 584 Wyoming Ave 18704 (570) 288-2326 No 1.28
Highway CU HIGHWAY FCU 1843 Route 315 Hwy 18640 (570) 602-7400 No 4.17
Ufcw Community CU Hanover 1460 Sans Souci Pkwy 18644 (570) 693-0500 No 4.51
First Credit Union Of Scranton CU First Credit Union of Scranton 605 Davis St 18505 (570) 961-8953 No 4.52
Wyoming Area CU Office 800 Wyoming Ave 18644 (570) 693-1339 No 4.79

People's Choice Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


People's Choice Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 5.60 N/A 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 398 N/A 317
Rank Among All Pennsylvania Credit Unions 39 54 131 N/A 103

People's Choice Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.21 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 316 N/A
Rank Among All Pennsylvania Credit Unions N/A 51 N/A 87 N/A
People's Choice Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900162160,071
All Other Unsecured Loans/Lines of Credit 7.500188697,848
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00040730,500
Used Vehicle Loans 5.60091824,265
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.750321,132,190
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00029171,538
TOTAL LOANS & LEASES 5423,716,412

People's Choice Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 321,132,190264,542
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 321,132,190264,542

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

People's Choice Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes