People Driven Credit Union

  • +1

A short history of People Driven CU

Since its inception in 1928 the People Driven Credit Union has been serving its members in the SOUTHFIELD, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee DeMarco, the People Driven CU has grown its membership to over 24,971 with assets of more than $263,071,370. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (248) 263-4100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SOUTHFIELD, MI.

General Information For People Driven CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61068
Address 24333 LAHSER RD 
State Michigan 
Zip-Code 48033
Phone Number (248) 263-4100
Fax Number (248) 263-4107
Email Address:
CEO/President Renee DeMarco
Members 24,971 
Full-Time Employees 80 
Part-Time Employees
Number of Branch Offices
Total Assets 263,071,370 

Compare People Driven Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Michigan First CU Breton Branch 1815 Breton Rd SE 49506 (616) 456-8848 No 2.87
Construction CU Main office 30400 Telegraph Rd Ste 122 48025 (248) 358-4140 No 3.17
Southeast Michigan State Employees CU Southeast Michigan State Employees Federal Credit Union 17135 W 10 Mile Rd 48075 (248) 557-2266 No 3.86
Community Choice CU Community Choice Credit Union 25555 W Warren St 48127 (313) 563-8200 No 4.10
Credit Union Advantage CU Main Office 22250 Providence Dr 48075 (248) 996-6070 No 4.24

People Driven Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

People Driven Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 4.31 5.40 4.00 4.94
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 318 371 138 222
Rank Among All Michigan Credit Unions 62 95 91 32 46

People Driven Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.25 0.85 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 105 198 179
Rank Among All Michigan Credit Unions N/A 20 21 42 32
People Driven Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2503,9588,708,069
All Other Unsecured Loans/Lines of Credit 12.5005,78310,524,880
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.3103906,599,908
Used Vehicle Loans 5.4007,67175,743,496
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00042640,984,264
Total Other Real Estate Loans/Lines of Credit 4.9403727,134,542
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.5008125,955,536
TOTAL LOANS & LEASES 19,412155,650,695

People Driven Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20819,790,66029461,501,295
    b. 15 Years or less 13010,514,2977778,900
    a. > 15 years 384,568,3063347,762
    b. 15 Years or less 465,868,27291,365,084
Other Fixed Rate 3188,22919,237
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 154,500154,500


Closed-End Fixed Rate 1373,563,81510357,863
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2353,570,72713424,436
Open-End Fixed Rate 0000
TOTALS 79848,118,80633864,839,077


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

People Driven Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes