Penn South Cooperative Federal Credit Union

A short history of Penn South Cooperative FCU

Since its inception in 1963 the Penn South Cooperative Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gerard Timpano, the Penn South Cooperative FCU has grown its membership to over 698 with assets of more than $8,346,606. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (212) 675-3200 or email them at pscu@pennsouth.coop to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEW YORK, NY.

General Information For Penn South Cooperative FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Penn South Cooperative Federal Credit Union To Other Local Credit Unions

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Radio, Television And Communication CU	Main Office	225 W 34th St Ste 1118	10122	(212) 502-8933	No	0.26
Elektra CU	Elektra Federal CU	124 W 30th St Rm 211	10001	(212) 868-7128	No	0.38
Progressive CU	Headquarters	131 W 33rd St Ste 700	10001	(212) 695-8900	No	0.38
New York Times Employees CU	College Point	1 New York Times Plz	11354	(718) 281-7086	No	0.46
Empire Br 36 Natl Assoc Of Le Carr CU	Main Branch	347 W 41st St Ste 101	10036	(212) 714-9899	No	0.50

Penn South Cooperative Federal Credit Union Financial Performance Charts

Financial Data

Penn South Cooperative Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	N/A	N/A	N/A	6.00	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	N/A	N/A	N/A	373	N/A
Rank Among All New York Credit Unions	N/A	N/A	N/A	101	N/A

Penn South Cooperative Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	1.00	N/A	2.00	N/A
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	36	N/A	38	N/A
Rank Among All New York Credit Unions	N/A	7	N/A	5	N/A

Penn South Cooperative Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	0.000	0	0
All Other Unsecured Loans/Lines of Credit	10.000	17	149,024
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	0.000	0	0
Used Vehicle Loans	0.000	0	0
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.000	241	7,148,490
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	0.000	0	0
TOTAL LOANS & LEASES		258	7,297,514

Penn South Cooperative Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	241	7,148,490	30	1,616,433
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	241	7,148,490	30	1,616,433

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Penn South Cooperative Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	No
ATM/Debit Card Program	No
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	No
Home Banking Via Internet Website	No