Pawtucket Credit Union

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A short history of Pawtucket CU

Since its inception in 1926 the Pawtucket Credit Union has been serving its members in the PAWTUCKET, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by George Charette, the Pawtucket CU has grown its membership to over 103,292 with assets of more than $2,053,753,671. They have a main office and 15 branch offices. Please see the credit unions website or contact them by phone at (401) 722-2212 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAWTUCKET, RI.

General Information For Pawtucket CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67278
Address 1200 CENTRAL AVE 
State Rhode Island 
Zip-Code 02861
Phone Number (401) 722-2212
Fax Number (401) 729-4032
Email Address:
CEO/President George Charette
Members 103,292 
Full-Time Employees 257 
Part-Time Employees
Number of Branch Offices 15 
Total Assets 2,053,753,671 

Compare Pawtucket Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alliance Blackstone Valley CU Alliance Blackstone Valley FCU 594 Central Ave 02861 (401) 722-8236 No 0.66
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 1.49
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 1.63
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 2.20
Postal Government Employees CU bRANCH-24 Corliss 24 Corliss ST 02904 (401) 421-2436 No 3.84

Pawtucket Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Pawtucket Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.40 3.40 2.99 1.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 197 137 25 4
Rank Among All Rhode Island Credit Unions N/A 11 7 1 1

Pawtucket Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.35 0.25 0.35 1.74 1.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 84 95 89 62 71
Rank Among All Rhode Island Credit Unions 1 3 3 3 3
Pawtucket Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.2504,2834,105,277
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4009,647183,538,662
Used Vehicle Loans 3.40016,537229,702,419
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.9909,2071,212,000,648
Total Other Real Estate Loans/Lines of Credit 1.9903,25899,697,841
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.15089777,534,103
TOTAL LOANS & LEASES 43,8291,806,578,950

Pawtucket Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,872346,542,55419948,886,233
    b. 15 Years or less 5,253574,813,75344769,471,873
    a. > 15 years 14331,195,394102,656,100
    b. 15 Years or less 6512,215,32500
Other Fixed Rate 6318,287,036126,756,852
Adjustable Rate 1 yr or less 66841,067,2899616,577,248
Adjustable Rate > 1 yr 1,143187,879,2975720,593,200


Closed-End Fixed Rate 72420,849,743542,065,510
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,53478,848,09822914,554,109
Open-End Fixed Rate 0000
TOTALS 12,4651,311,698,4891,104181,561,125


Interest Only & Payment Option 1st Mortgage Loans 68245,281,55022,282,248
Interest Only & Payment Option Other RE/LOC Loans 2,53478,848,09814,554,109
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pawtucket Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes