Panhandle Federal Credit Union

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A short history of Panhandle FCU

Since its inception in 1957 the Panhandle Federal Credit Union has been serving its members in the WELLINGTON, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Karen Horinek, the Panhandle FCU has grown its membership to over 3,247 with assets of more than $52,087,271. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (620) 326-2285 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WELLINGTON, KS.

General Information For Panhandle FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12033
Address P.O. BOX 26 
State Kansas 
Zip-Code 67152
Phone Number (620) 326-2285
Fax Number (620) 326-3156
Email Address:
CEO/President Karen Horinek
Members 3,247 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 52,087,271 

Compare Panhandle Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
W. N. M. H. CU WNMH Credit Union 1300 E 5th Ave 67156 (620) 221-2300 No 22.36
Ark Valley CU Main Office 1515 N Summit St 67005 (620) 442-8210 No 23.50
Skyward CU Pawnee Branch 5800 E Pawnee St 67277 (316) 515-3900 No 24.28
Freedom 1st CU Freedom 1st FCU 57915 Leavenworth St 67221 (316) 685-0205 No 25.41
Ark City Teachers CU ark city teachers credit union 1 Lakewynds Dr 67005 (620) 441-0822 No 26.78

Panhandle Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Panhandle Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 4.40 4.53 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 251 208 N/A
Rank Among All Kansas Credit Unions 10 4 20 22 N/A

Panhandle Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.75 0.15 N/A 0.69 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 49 119 N/A 226 182
Rank Among All Kansas Credit Unions 2 16 N/A 21 11
Panhandle Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900491451,542
All Other Unsecured Loans/Lines of Credit 8.390120238,128
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.490541,126,686
Used Vehicle Loans 4.4003202,981,871
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.53029415,742,688
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.47060464,661
TOTAL LOANS & LEASES 1,33921,005,576

Panhandle Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 968,201,8275890,600
    b. 15 Years or less 1987,540,86112322,333
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 29415,742,688171,212,933


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Panhandle Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes