Painesville Credit Union

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A short history of Painesville CU

Since its inception in 1942 the Painesville Credit Union has been serving its members in the PAINESVILLE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lori Guzzi, the Painesville CU has grown its membership to over 4,357 with assets of more than $29,076,148. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (440) 352-8974 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAINESVILLE, OH.

General Information For Painesville CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63679
Address 280 N SAINT CLAIR ST 
State Ohio 
Zip-Code 44077
Phone Number (440) 352-8974
Fax Number (440) 352-8110
Email Address:
CEO/President Lori Guzzi
Members 4,357 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,076,148 

Compare Painesville Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
L C E CU L C E Federal Credit Union 77 N Saint Clair St 44077 (440) 357-2560 No 2.33
Fasson Employees CU Main 250 Chester St # 1-E 44077 (440) 358-2100 No 2.81
L. E. O. CU Lubrizol Corp. 29400 Lakeland Blvd 44077 (440) 347-5009 No 3.63
Lake County Educational CU Lake County Educational FCU 1595 Mentor Ave 44077 (440) 352-4732 No 3.99
Cardinal Credit Union, Inc. CU Notre Dame Cathedral Latin High School 13000 Auburn Rd 44024 (440) 286-6226 No 7.03

Painesville Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Painesville Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 4.27 5.27 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 314 358 138 100
Rank Among All Ohio Credit Unions 84 97 83 31 13

Painesville Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.71 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 222 N/A
Rank Among All Ohio Credit Unions N/A 22 20 60 N/A
Painesville Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9904753,303
All Other Unsecured Loans/Lines of Credit 14.4905931,350,286
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.2701001,715,029
Used Vehicle Loans 5.2706756,956,581
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000634,090,678
Total Other Real Estate Loans/Lines of Credit 4.00023752,324
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0001671,654,319
TOTAL LOANS & LEASES 1,66816,572,520

Painesville Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 373,056,411150,115
    b. 15 Years or less 261,034,2672124,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 11461,19300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12291,131155,212
Open-End Fixed Rate 0000
TOTALS 864,843,0024229,827


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Painesville Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes