Pacific Community Credit Union

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A short history of Pacific Community CU

Since its inception in 1955 the Pacific Community Credit Union has been serving its members in the Fullerton, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Pendergraft, the Pacific Community CU has grown its membership to over 10,292 with assets of more than $184,121,043. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (714) 526-2328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fullerton, CA.

General Information For Pacific Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60847
Address 401 Imperial Hwy 
City Fullerton 
State California 
Zip-Code 92835
Phone Number (714) 526-2328
Fax Number (714) 441-1935
Email Address:
CEO/President Kevin Pendergraft
Members 10,292 
Full-Time Employees 42 
Part-Time Employees
Number of Branch Offices
Total Assets 184,121,043 

Compare Pacific Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Evangelical Christian CU ECCU - Brea Office 955 W Imperial Hwy 92822 (714) 671-5700 No 1.08
Credit Union Of Southern California CU Pomona Branch 435 W Mission Blvd 90608 (562) 698-8326 No 2.33
American First CU La Habra 700 N Harbor Blvd 90631 (800) 290-1112 No 2.92
California Agribusiness CU Yamaha Cypress 6555 Katella Ave 90630 (714) 690-4865 No 5.77
Prospectors Fcu CU Prospectors Federal Credit Union 1310 Valley Vista Dr 91765 (909) 396-9688 No 7.63

Pacific Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pacific Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.74 3.50 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 113 147 138 229
Rank Among All California Credit Unions N/A 43 68 52 70

Pacific Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.05 0.15 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 143 124 174 158
Rank Among All California Credit Unions 19 45 40 39 29
Pacific Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.7501,3114,030,582
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74055313,883,281
Used Vehicle Loans 3.5001,73728,512,255
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0006516,466,989
Total Other Real Estate Loans/Lines of Credit 5.00050826,524,062
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0001914,544,021
TOTAL LOANS & LEASES 4,36593,961,190

Pacific Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4210,072,7023812,300,450
    b. 15 Years or less 3360,3435952,500
    a. > 15 years 32,512,35900
    b. 15 Years or less 143,496,61700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 324,96800
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 441,957,7643303,000
Closed-End Adjustable Rate 189,75200
Open-End Adjustable Rate 46324,476,546401,702,448
Open-End Fixed Rate 0000
TOTALS 57342,991,0518615,258,398


Interest Only & Payment Option 1st Mortgage Loans 21,086,4230
Interest Only & Payment Option Other RE/LOC Loans 201,927,9040
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes