P & S Credit Union

  • +1

A short history of P & S CU

Since its inception in 1980 the P & S Credit Union has been serving its members in the SALT LAKE CITY, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stewart Mouritsen, the P & S CU has grown its membership to over 1,734 with assets of more than $16,256,057. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (801) 973-0575 or email them at brenda@pandscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALT LAKE CITY, UT.

General Information For P & S CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67056
Address 2250 S REDWOOD RD STE 6 
State Utah 
Zip-Code 84119
Phone Number (801) 973-0575
Fax Number (801) 977-8414
Email Address: brenda@pandscu.org
CEO/President Stewart Mouritsen
Members 1,734 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,256,057 
Website http://www.pandscu.org 

Compare P & S Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hercules CU Hercules Credit Union 3141 W 4700 S 84129 (801) 968-9011 No 2.47
Deseret First CU City Creek Center 143 E Social Hall Ave 84111 (801) 538-0894 No 2.55
Varex CU Varex Federal Credit Union 1678 Pioneer Rd 84104 (801) 973-5052 No 2.67
Lu 354 I B E W CU IBEW LOCAL 354 3400 W 2100 S 84119 (801) 972-9354 No 2.68
Meadow Gold Employees CU Main 3691 W 1987 S 84104 (801) 908-7113 No 2.91

P & S Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

P & S Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.59 2.89 3.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 93 83 44 132
Rank Among All Utah Credit Unions 19 4 5 1 5

P & S Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.20 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 318 266
Rank Among All Utah Credit Unions N/A 14 N/A 33 26
P & S Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990243398,742
All Other Unsecured Loans/Lines of Credit 16.000220389,798
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.59037886,771
Used Vehicle Loans 2.8903494,474,026
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250251,990,313
Total Other Real Estate Loans/Lines of Credit 4.25012327,392
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.7501021,357,876
TOTAL LOANS & LEASES 9889,824,918

P & S Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 251,990,3132257,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 6197,995288,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6129,397139,904
Open-End Fixed Rate 0000
TOTALS 372,317,7055384,904


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 6129,39639,904
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

P & S Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes