Oxford Federal Credit Union

Social
  • +1

A short history of Oxford FCU

Since its inception in 1938 the Oxford Federal Credit Union has been serving its members in the MEXICO, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MATTHEW KAUBRIS, the Oxford FCU has grown its membership to over 17,179 with assets of more than $176,924,538. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (207) 369-9976 or email them at oxford@ofcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEXICO, ME.

General Information For Oxford FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2645
Address PO BOX 252 
City MEXICO 
State Maine 
Zip-Code 04257
Phone Number (207) 369-9976
Fax Number (207) 364-8962
Email Address: oxford@ofcu.org
CEO/President MATTHEW KAUBRIS
Members 17,179 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 176,924,538 
Website https://www.ofcu.org 

Compare Oxford Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Otis CU Otis Federal Credit Union 170 Main St 04239 (207) 897-0900 No 17.06

Oxford Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Oxford Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 2.45 2.95 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 78 88 138 100
Rank Among All Maine Credit Unions 2 5 7 11 7

Oxford Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.25 2.23 2.23
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 105 28 33
Rank Among All Maine Credit Unions N/A 7 10 1 2
Oxford Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9003,6524,985,355
All Other Unsecured Loans/Lines of Credit 6.9502,2183,098,003
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.45055011,785,335
Used Vehicle Loans 2.9502,69530,022,117
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003,03864,267,438
Total Other Real Estate Loans/Lines of Credit 4.0004088,515,265
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1501,80413,593,005
TOTAL LOANS & LEASES 14,365136,266,518

Oxford Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,16935,442,5262792,524,745
    b. 15 Years or less 42314,782,136411,279,406
Balloon/Hybrid
    a. > 15 years 703,165,681153,197,073
    b. 15 Years or less 3445,8422266,089
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 37310,431,25316603,350
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1151,896,6177185,090
Closed-End Adjustable Rate 18269,46800
Open-End Adjustable Rate 2756,349,18013560,200
Open-End Fixed Rate 0000
TOTALS 3,44672,782,7033738,615,953

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 3459,207,040603,350
Interest Only & Payment Option Other RE/LOC Loans 2756,349,180560,200
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Oxford Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics