Owensboro Federal Credit Union

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A short history of Owensboro FCU

Since its inception in 1953 the Owensboro Federal Credit Union has been serving its members in the Owensboro, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Sharp, the Owensboro FCU has grown its membership to over 6,357 with assets of more than $57,846,146. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (270) 683-1054 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Owensboro, KY.

General Information For Owensboro FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8988
Address 717 Harvard Drive 
City Owensboro 
State Kentucky 
Zip-Code 42301
Phone Number (270) 683-1054
Fax Number (270) 685-3987
Email Address: none
CEO/President Stephen Sharp
Members 6,357 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 57,846,146 
Website http://www.ofcuonline.com 

Compare Owensboro Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Modern Employees CU Modern Employees Federal Credit Union 1727 Moseley St 42303 (270) 685-1025 No 8.41
Friends First CU Friends First FCU 922 Triplett St Ste 1 42303 (270) 684-1829 No 8.54
Audubon CU Main Office 1429 Breckenridge St 42302 (270) 685-3487 No 8.82
Daviess County Teachers CU Daviess County Teachers Federal Credit Union 1900 Southeastern Pkwy 42302 (270) 684-8954 No 10.10
Green River Area CU MAIN OFFICE 3000 E 4TH ST 3000 Highway 144 42303 (270) 926-0210 No 10.17

Owensboro Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Owensboro Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.88 2.50 3.00 3.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 517 84 92 26 168
Rank Among All Kentucky Credit Unions 29 5 6 2 12

Owensboro Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.53 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 256 192
Rank Among All Kentucky Credit Unions N/A 16 13 22 18
Owensboro Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.880739411,399
All Other Unsecured Loans/Lines of Credit 10.0009982,202,035
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001332,875,958
Used Vehicle Loans 3.0005866,224,062
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00019212,234,349
Total Other Real Estate Loans/Lines of Credit 4.50012299,832
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.00060273,400
TOTAL LOANS & LEASES 2,72024,521,035

Owensboro Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 695,202,1645545,702
    b. 15 Years or less 1196,904,67912649,969
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4127,50600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 581,568128,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7218,264170,000
Open-End Fixed Rate 0000
TOTALS 20412,534,181191,294,071


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Owensboro Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes