Our Community Credit Union

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A short history of Our Community CU

Since its inception in 1941 the Our Community Credit Union has been serving its members in the SHELTON, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bert Fisher, the Our Community CU has grown its membership to over 29,414 with assets of more than $351,801,549. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (800) 426-5657 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SHELTON, WA.

General Information For Our Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68609
Address PO BOX 1670 
State Washington 
Zip-Code 98584
Phone Number (800) 426-5657
Fax Number () -
Email Address: ----
CEO/President Bert Fisher
Members 29,414 
Full-Time Employees 90 
Part-Time Employees
Number of Branch Offices
Total Assets 351,801,549 
Website http://www.ourcu.com 

Compare Our Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peninsula Community CU Shelton Administrative Office and Branch Location 521 W Railroad Ave 98584 (360) 426-1601 No 2.50
Olympia CU Olympia 202 9th Ave SE 98507 (360) 754-5559 No 17.75
Washington State Employees CU WSECU~TUMWATER TROSPER 575 Trosper Rd SW Ste 104 98507 (800) 562-0999 No 17.89
Generations CU Main Office 929 Eastside St SE 98507 (360) 357-5660 No 18.07
Evergreendirect CU EvergreenDIRECT CU 1018 Union Ave SE 98501 (360) 943-7676 No 18.13

Our Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Our Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 2.99 2.99 4.50 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 145 91 205 289
Rank Among All Washington Credit Unions 44 15 9 36 30

Our Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.40 0.30 N/A 0.60 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 79 88 N/A 240 158
Rank Among All Washington Credit Unions 7 9 N/A 25 10
Our Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.5004,82010,821,231
All Other Unsecured Loans/Lines of Credit 8.9502,1047,349,996
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,34237,103,140
Used Vehicle Loans 2.9904,05258,522,363
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50050438,697,077
Total Other Real Estate Loans/Lines of Credit 5.5001895,714,117
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9507899,662,399
TOTAL LOANS & LEASES 13,800167,870,323

Our Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7514,600,2933806,960
    b. 15 Years or less 27617,231,5321013,050,229
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1536,865,25253366,084
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 31977,37100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1053,045,92938348,331
Open-End Fixed Rate 531,690,81741807,571
TOTALS 69344,411,1942365,379,175


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Our Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes