Ou Federal Credit Union

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A short history of Ou FCU

Since its inception in 1954 the Ou Federal Credit Union has been serving its members in the NORMAN, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shannon Hudzinski, the Ou FCU has grown its membership to over 8,858 with assets of more than $52,507,249. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (405) 325-2211 or email them at info@oufcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORMAN, OK.

General Information For Ou FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9335
Address PO BOX GG 
State Oklahoma 
Zip-Code 73070
Phone Number (405) 325-2211
Fax Number (405) 325-7931
Email Address: info@oufcu.com
CEO/President Shannon Hudzinski
Members 8,858 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 52,507,249 
Website https://www.oufcu.com 

Compare Ou Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gilt Edge Employees CU Gilt Edge Employees FCU 302 S Porter Ave 73070 (405) 321-3191 No 0.18
Friends CU Friends Federal Credit Union 3100 Northwest Blvd 73072 (405) 701-1330 No 1.09
True Sky CU Capitol Hill 3805 S Western Ave 73126 (405) 682-1990 No 11.12
Municipal Emps Cu Of Oklahoma City CU MECU COUNCIL 9012 N COUNCIL RD 73132 (405) 813-5570 No 17.60
The Focus CU Main Branch 420 NE 10th St 73104 (405) 230-1328 No 18.05

Ou Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ou Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 2.49 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 51 N/A 100
Rank Among All Oklahoma Credit Unions N/A 1 2 N/A 2

Ou Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A 0.01 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A 150 302 N/A
Rank Among All Oklahoma Credit Unions N/A N/A 16 35 N/A
Ou Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 1.0405771,362,165
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9907117,167,415
Used Vehicle Loans 2.4901,44711,662,168
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.0001354,711,304
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.9901071,153,461
TOTAL LOANS & LEASES 2,97726,056,513

Ou Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1034,197,8791245
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 28481,3316141,337
Open-End Fixed Rate 432,09400
TOTALS 1354,711,3047141,582


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ou Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes