Ots Employees Federal Credit Union

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A short history of Ots Employees FCU

Since its inception in 1937 the Ots Employees Federal Credit Union has been serving its members in the HONOLULU, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tracy-Ann Rutkowski, the Ots Employees FCU has grown its membership to over 2,171 with assets of more than $12,663,216. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (808) 848-4408 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HONOLULU, HI.

General Information For Ots Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1868
Address 811 MIDDLE STREET 
City HONOLULU 
State Hawaii 
Zip-Code 96819
Phone Number (808) 848-4408
Fax Number (808) 848-4434
Email Address: none
CEO/President Tracy-Ann Rutkowski
Members 2,171 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,663,216 
Website http://otsefcu.org 

Compare Ots Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Honea CU Main office 1 Fort Shafter Army Base 96858 (808) 841-2473 No 0.40
Kamehameha CU Main Office 1620 N School St Ste 116 96817 (808) 842-9660 No 1.22
Local Union 1186 Ibew CU Akito "Blackie" Fujikawa Building 1935 Hau St Ste 300 96819 (808) 848-1599 No 1.56
Honolulu Fire Department CU Honolulu Fire Department FCU-Main Branch 1200 N School St 96817 (808) 853-2355 No 1.64
Glover CU Glover Federal Credit Union 248 Sand Island Access Rd 96809 (808) 218-7509 No 1.70

Ots Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ots Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 6.95 7.95 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 548 626 N/A N/A
Rank Among All Hawaii Credit Unions 25 37 39 N/A N/A

Ots Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.65 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 234 227
Rank Among All Hawaii Credit Unions 5 14 N/A 14 15
Ots Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900202602,928
All Other Unsecured Loans/Lines of Credit 8.7506055,161,173
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.9501653,385,093
Used Vehicle Loans 7.95039348,612
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.100853,165
TOTAL LOANS & LEASES 1,0199,550,971

Ots Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ots Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes