Oteen V. A. Federal Credit Union

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A short history of Oteen V. A. FCU

Since its inception in 1936 the Oteen V. A. Federal Credit Union has been serving its members in the ASHEVILLE, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Rathburn, the Oteen V. A. FCU has grown its membership to over 3,114 with assets of more than $26,885,980. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (828) 298-8521 or email them at ovafcupres@bellsouth.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ASHEVILLE, NC.

General Information For Oteen V. A. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 932
Address 1100 TUNNEL RD UNIT 24 
City ASHEVILLE 
State North Carolina 
Zip-Code 28805
Phone Number (828) 298-8521
Fax Number (828) 298-8532
Email Address: ovafcupres@bellsouth.net
CEO/President Lisa Rathburn
Members 3,114 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,885,980 
Website http://www.oteencreditunion.com 

Compare Oteen V. A. Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Arcade CU Arcade Credit Union 151 Patton Ave Ste 280 28801 (828) 254-1582 No 4.85
Telco Community Credit Union CU Adminstration Office 712 New Leicester Hwy 28806 (828) 252-6458 No 9.06
Champion CU Champion CU - Arden 2311 Hendersonville Rd 28704 (828) 274-2040 No 21.12
Ecusta CU Main Office 2074 Asheville Hwy 28768 (828) 884-7283 No 27.45
Mcdowell Cornerstone CU MAIN 2031 RUTHERFORD RD 28752 (828) 652-4141 No 27.85

Oteen V. A. Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Oteen V. A. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.70 1.99 3.50 5.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 440 34 147 268 N/A
Rank Among All North Carolina Credit Unions 33 4 15 26 N/A

Oteen V. A. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.25 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 105 310 271
Rank Among All North Carolina Credit Unions N/A 9 16 33 24
Oteen V. A. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.700145199,854
All Other Unsecured Loans/Lines of Credit 8.0002731,002,178
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990571,009,394
Used Vehicle Loans 3.5001091,359,771
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000261,443,115
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0001193,745
TOTAL LOANS & LEASES 6215,108,057

Oteen V. A. Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 231,112,11900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3330,99600

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 261,443,11500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Oteen V. A. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes