Orem City Employees Federal Credit Union

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A short history of Orem City Employees FCU

Since its inception in 1960 the Orem City Employees Federal Credit Union has been serving its members in the Orem, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Phelps, the Orem City Employees FCU has grown its membership to over 760 with assets of more than $3,477,754. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (801) 229-7168 or email them at jsgardine@orem.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Orem, UT.

General Information For Orem City Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13965
Address 56 N State St 
City Orem 
State Utah 
Zip-Code 84057
Phone Number (801) 229-7168
Fax Number (801) 229-7352
Email Address: jsgardine@orem.org
CEO/President Thomas Phelps
Members 760 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,477,754 
Website http://cu.orem.org 

Compare Orem City Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alpine CU American Fork 375 E STATE RD 84003 (801) 756-7697 No 1.35
Utah Community CU Springville 724 N Main St 84663 (801) 223-8188 No 3.66
Freedom CU Main Office 815 N Freedom Blvd 84604 (801) 375-2120 No 5.77
Provo Police & Fire Dept. CU Provo Police & Fire Dept. Credit Union 250 W Center St Ste 114 84603 (801) 377-5634 No 6.40
City Center CU Disaster Recovery 9449 Priority Way West Dr Ste 200 46240 (317) 713-2065 No 6.43

Orem City Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Orem City Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.52 3.25 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 86 120 N/A N/A
Rank Among All Utah Credit Unions N/A 3 11 N/A N/A

Orem City Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.27 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 307 N/A
Rank Among All Utah Credit Unions N/A 19 N/A 31 N/A
Orem City Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.50094146,775
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.52011229,267
Used Vehicle Loans 3.25085779,042
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50025218,265
TOTAL LOANS & LEASES 2151,373,349

Orem City Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Orem City Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No