Options Credit Union

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A short history of Options CU

Since its inception in 1979 the Options Credit Union has been serving its members in the LITTLETON, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sherry Espinoza, the Options CU has grown its membership to over 761 with assets of more than $5,156,224. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (303) 860-1117 or email them at ceo@coloradolegal.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LITTLETON, CO.

General Information For Options CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65111
Address 5935 S ZANG ST, UNIT 4 
State Colorado 
Zip-Code 80127
Phone Number (303) 860-1117
Fax Number (303) 845-9776
Email Address: ceo@coloradolegal.org
CEO/President Sherry Espinoza
Members 761 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,156,224 
Website http://www.optionscreditunion.com 

Compare Options Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Colorado CU Brighton 2380 E Bridge St 80601 (303) 978-2274 No 3.12
F C I CU FCI FEDERAL CREDIT UNION 9595 W Quincy Ave 80162 (303) 763-2555 No 7.81
Red Rocks CU Red Rocks CU Waterton Branch 12257 S Wadsworth Blvd 80125 (303) 977-6000 No 8.47
Columbine CU South East Branch 18320 Cottonwood Dr 80138 (720) 283-2346 No 11.23
Arapahoe CU Arapahoe Credit Union Centennial Office 3999 E Arapahoe Rd 80122 (303) 740-7063 No 12.22

Options Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Options Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.27 8.52 4.35 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 314 665 186 N/A
Rank Among All Colorado Credit Unions 12 41 63 25 N/A

Options Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.18 0.83 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 120 202 N/A
Rank Among All Colorado Credit Unions N/A 16 15 19 N/A
Options Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900219394,549
All Other Unsecured Loans/Lines of Credit 13.17064197,895
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.270481,182,235
Used Vehicle Loans 8.5201171,130,176
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.350121,239,685
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9601061,741
TOTAL LOANS & LEASES 4704,206,281

Options Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 136,94700
    b. 15 Years or less 2248,563157,000
    a. > 15 years 3561,01400
    b. 15 Years or less 5288,76700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1104,39400
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 121,239,685157,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Options Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes