One Thirteen Credit Union

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A short history of One Thirteen CU

Since its inception in 1958 the One Thirteen Credit Union has been serving its members in the COLORADO SPRING, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jaclyn Robertson, the One Thirteen CU has grown its membership to over 1,330 with assets of more than $8,740,184. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (719) 632-7118 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in COLORADO SPRING, CO.

General Information For One Thirteen CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64340
Address 3505 N CHESTNUT ST 
State Colorado 
Zip-Code 80907
Phone Number (719) 632-7118
Fax Number (719) 632-7059
Email Address:
CEO/President Jaclyn Robertson
Members 1,330 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,740,184 

Compare One Thirteen Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pikes Peak CU Woodland Park 720 W Midland Ave 80863 (719) 473-5962 No 3.19
Ent CU Rye Center 1 Mount Baldy Dr 81069 (719) 574-1100 No 4.14
Aventa CU Evans Branch 225 E Evans Ave 81004 (719) 545-4889 No 4.29
Harrison District No 2 CU Harrison District 2 FCU 1060 Harrison Rd 80905 (719) 527-1358 No 5.75
Air Academy CU Highlands Ranch 545 W Highlands Ranch Pkwy 80962 (719) 593-8600 No 8.05

One Thirteen Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

One Thirteen Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.38 3.76 N/A 7.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 327 176 N/A 431
Rank Among All Colorado Credit Unions 20 43 15 N/A 41

One Thirteen Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.30 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 302 227
Rank Among All Colorado Credit Unions N/A 12 18 38 29
One Thirteen Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900310557,990
All Other Unsecured Loans/Lines of Credit 7.330191704,414
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.38025496,288
Used Vehicle Loans 3.7601762,074,331
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.000227,530
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.000731,366,037
TOTAL LOANS & LEASES 7775,226,590

One Thirteen Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 227,53000
TOTALS 227,53000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

One Thirteen Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes