One Detroit Credit Union

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A short history of One Detroit CU

Since its inception in 1935 the One Detroit Credit Union has been serving its members in the DETROIT, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Hank Hubbard, the One Detroit CU has grown its membership to over 11,690 with assets of more than $38,320,075. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (313) 965-8640 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DETROIT, MI.

General Information For One Detroit CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61495
Address PO BOX 32584 
State Michigan 
Zip-Code 48232
Phone Number (313) 965-8640
Fax Number (313) 965-0455
Email Address:
CEO/President Hank Hubbard
Members 11,690 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 38,320,075 

Compare One Detroit Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Diversified Members CU Novi Branch 25880 Novi Rd 48207 (248) 277-3628 No 0.76
Electrical Workers Local 58 CU electrical workers credit union 1366 porter ST 48226 (313) 963-6060 No 0.91
Teamsters CU Main Office 2825 Trumbull St 48216 (313) 962-4666 No 1.33
I.m. Detroit District CU I.M. DETROIT DISTRICT CU 2101 Gratiot Ave 48207 (313) 259-5817 No 1.36
International Uaw CU Main Office 8000 E Jefferson Ave 48214 (313) 926-5281 No 2.91

One Detroit Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

One Detroit Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.59 8.87 8.87 4.90 7.04
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 510 607 683 257 435
Rank Among All Michigan Credit Unions 94 116 133 73 85

One Detroit Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 1.16 1.16
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 142 138
Rank Among All Michigan Credit Unions N/A 16 25 24 21
One Detroit Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.5901,5771,552,404
All Other Unsecured Loans/Lines of Credit 15.7805,4146,012,215
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.87037582,904
Used Vehicle Loans 8.8701,01512,296,572
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.900604,788,499
Total Other Real Estate Loans/Lines of Credit 7.040711,113,131
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.780482412,882
TOTAL LOANS & LEASES 8,65626,758,607

One Detroit Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 353,370,5143557,800
    b. 15 Years or less 231,228,0721102,300
    a. > 15 years 2189,91300
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 9136,04300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 62977,088479,000
Open-End Fixed Rate 0000
TOTALS 1315,901,6308739,100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

One Detroit Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes