One Credit Union

  • +1

A short history of One CU

Since its inception in 1952 the One Credit Union has been serving its members in the SPRINGFIELD, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by BRETT SMITH, the One CU has grown its membership to over 15,287 with assets of more than $148,477,783. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (802) 886-4228 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SPRINGFIELD, VT.

General Information For One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63923
Address 380 RIVER ST 
State Vermont 
Zip-Code 05156
Phone Number (802) 886-4228
Fax Number (802) 886-1268
Email Address: none
Members 15,287 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 148,477,783 

Compare One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
N.h. Community CU Main office 98 Charlestown Rd 03743 (603) 542-7781 No 6.14
Vermont Va CU VTVAFCU 1285 VA Cutoff RD 05001 (802) 295-5104 No 23.64
Timken Aerospace CU main office 336 Mechanic St 03766 (603) 443-5217 No 24.16
N G M Employees CU NGM EMPLOYEES FEDERAL CREDIT UNION 55 WEST St 03431 (603) 358-1302 No 28.16
Cheshire County CU Main Office 143 Marlboro St 03431 (603) 355-2328 No 28.80

One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.50 3.50 4.75 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 209 147 238 100
Rank Among All Vermont Credit Unions 9 6 8 8 3

One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 263 227
Rank Among All Vermont Credit Unions N/A 6 N/A 13 12
One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0003,0935,064,656
All Other Unsecured Loans/Lines of Credit 9.9901,3423,586,779
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5004019,598,806
Used Vehicle Loans 3.5002,13926,405,980
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75059541,360,977
Total Other Real Estate Loans/Lines of Credit 4.00054012,844,251
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5008539,165,675
TOTAL LOANS & LEASES 8,963108,027,124

One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11614,006,666101,843,014
    b. 15 Years or less 19212,372,506151,419,260
    a. > 15 years 2160,43200
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 27613,905,317233,455,206
Adjustable Rate > 1 yr 9916,05600


Closed-End Fixed Rate 1463,423,13617704,740
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3949,421,11518836,897
Open-End Fixed Rate 0000
TOTALS 1,13554,205,228838,259,117


Interest Only & Payment Option 1st Mortgage Loans 5538,436937,000
Interest Only & Payment Option Other RE/LOC Loans 124,14133,400
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

One Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes