Northern Kentucky Educators' Federal Credit Union

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A short history of Northern Kentucky Educators' FCU

Since its inception in 1973 the Northern Kentucky Educators' Federal Credit Union has been serving its members in the Highland Height, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Hester, the Northern Kentucky Educators' FCU has grown its membership to over 2,959 with assets of more than $19,441,171. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (859) 441-3405 or email them at creditu@fuse.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Highland Height, KY.

General Information For Northern Kentucky Educators' FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21339
Address 2805 Alexandria Pike 
City Highland Height 
State Kentucky 
Zip-Code 41076
Phone Number (859) 441-3405
Fax Number (859) 442-1204
Email Address: creditu@fuse.net
CEO/President Judy Hester
Members 2,959 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,441,171 
Website http://www.nkefcu.org 

Compare Northern Kentucky Educators' Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cove CU SEMC FEDERAL CREDIT UNION 577 DUDLEY PIKE 41017 (859) 292-9000 No 6.15
Cinfed CU FOB 550 Main St 45202 (513) 333-3800 No 7.29
New Horizons CU South Lebanon 209 E Forest Ave 45065 (513) 204-1519 No 7.45
C&o United CU Clark CO. Indiana Tchrs FCU 1410 Charlestown New Albany Rd 47130 (812) 282-1207 No 7.85
U.p.s. CU UPS CREDIT UNION INC 644 LINN St Ste 129 45203 (513) 241-2892 No 7.88

Northern Kentucky Educators' Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Kentucky Educators' Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.50 3.00 N/A 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 84 92 N/A 132
Rank Among All Kentucky Credit Unions 25 5 6 N/A 11

Northern Kentucky Educators' Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 N/A 0.05 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 N/A 340 276
Rank Among All Kentucky Credit Unions N/A 20 N/A 34 28
Northern Kentucky Educators' Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990279196,030
All Other Unsecured Loans/Lines of Credit 8.7503301,044,955
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.500851,332,413
Used Vehicle Loans 3.0003983,566,237
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.25040571,922
Leases Receivable 2.600164943,308
Total All Other Loans/Lines of Credit 3.5201267,749
TOTAL LOANS & LEASES 1,3087,722,614

Northern Kentucky Educators' Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 34455,562932,063
Open-End Fixed Rate 6116,36000
TOTALS 40571,922932,063

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Kentucky Educators' Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes