Northern Illinois Federal Credit Union

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A short history of Northern Illinois FCU

Since its inception in 1958 the Northern Illinois Federal Credit Union has been serving its members in the DEKALB, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by MARK LENAWAY, the Northern Illinois FCU has grown its membership to over 2,236 with assets of more than $15,537,984. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (815) 753-1911 or email them at creditunion@niu.edu to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEKALB, IL.

General Information For Northern Illinois FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19708
Address 817 W LINCOLN HWY 
City DEKALB 
State Illinois 
Zip-Code 60115
Phone Number (815) 753-1911
Fax Number (815) 753-7405
Email Address: creditunion@niu.edu
CEO/President MARK LENAWAY
Members 2,236 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,537,984 
Website http://www.niucreditunion.com 

Compare Northern Illinois Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dekalb County CU MAIN BRANCH 305 E LOCUST ST 60115 (815) 758-4690 No 2.05
Illinois Community CU SYCAMORE 508 W STATE ST 60178 (815) 895-4541 No 6.33
N.i.c.e. CU Main Office 11 S 2nd Ave 60174 (630) 584-3670 No 21.79
Dial CU Main 2000 Aucutt Rd 60538 (630) 801-1800 No 22.40
Kane County Teachers CU Elgin 111 S Hawthorne St 60123 (847) 741-3344 No 22.57

Northern Illinois Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Illinois Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.40 2.40 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 72 42 N/A 100
Rank Among All Illinois Credit Unions N/A 21 13 N/A 18

Northern Illinois Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.10 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 332 N/A
Rank Among All Illinois Credit Unions N/A 44 N/A 62 N/A
Northern Illinois Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.5003641,003,098
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.0003716,784
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.40066972,143
Used Vehicle Loans 2.4002863,018,898
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.000661,706,709
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.40054361,859
TOTAL LOANS & LEASES 8737,079,491

Northern Illinois Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 23629,915499,532
Closed-End Adjustable Rate 21597,167131,888
Open-End Adjustable Rate 22479,627133,067
Open-End Fixed Rate 0000
TOTALS 661,706,7096164,487

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 22479,6270
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Illinois Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes