Northampton Area School Dist. Emps Credit Union

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A short history of Northampton Area School Dist. Emps CU

Since its inception in 1939 the Northampton Area School Dist. Emps Credit Union has been serving its members in the Northampton, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christine Kosman, the Northampton Area School Dist. Emps CU has grown its membership to over 1,218 with assets of more than $9,333,917. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 262-7811 or email them at nasdecu@ptd.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Northampton, PA.

General Information For Northampton Area School Dist. Emps CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65504
Address 2014 Laubach Ave 
City Northampton 
State Pennsylvania 
Zip-Code 18067
Phone Number (610) 262-7811
Fax Number (610) 262-8527
Email Address: nasdecu@ptd.net
CEO/President Christine Kosman
Members 1,218 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,333,917 
Website http://www.nasdecu.virtualcu.net 

Compare Northampton Area School Dist. Emps Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Elizabeth CU St. Elizabeth Credit Union 1903 Main St 18067 (610) 262-3772 No 2.01
Mon Valley Community CU Mon Valley Community Federal Credit Union 140 N Route 88 Ste 101 15022 (724) 489-8114 No 4.65
B. Braun CU B. Braun Federal Credit Union 901 Marcon Blvd 18109 (610) 596-2399 No 5.36
First Commonwealth CU Allentown 450 Union Blvd 18002 (610) 821-2400 No 5.78
First Class CU Easton Office 650 S. Greenwood Avenue 18002 (610) 253-2178 No 5.97

Northampton Area School Dist. Emps Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northampton Area School Dist. Emps Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 138 100
Rank Among All Pennsylvania Credit Unions N/A 8 5 40 35

Northampton Area School Dist. Emps Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Pennsylvania Credit Unions N/A 37 N/A N/A N/A
Northampton Area School Dist. Emps Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.000122502,324
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99053666,042
Used Vehicle Loans 1.9901191,150,808
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00028377,117
Total Other Real Estate Loans/Lines of Credit 4.000481,099,331
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.9901290
TOTAL LOANS & LEASES 3713,795,912

Northampton Area School Dist. Emps Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 28377,1171172,600

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 481,099,3311475,400
Open-End Fixed Rate 0000
TOTALS 761,476,44825148,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northampton Area School Dist. Emps Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes