North Star Credit Union

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A short history of North Star CU

Since its inception in 1972 the North Star Credit Union has been serving its members in the CHEROKEE, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Hayes, the North Star CU has grown its membership to over 10,087 with assets of more than $84,636,010. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (712) 225-5731 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHEROKEE, IA.

General Information For North Star CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62638
Address P.O. BOX 556 
State Iowa 
Zip-Code 51012
Phone Number (712) 225-5731
Fax Number (712) 225-2249
Email Address:
CEO/President Jeffrey Hayes
Members 10,087 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 84,636,010 

Compare North Star Credit Union To Other Local Credit Unions

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North Star Credit Union Financial Performance Charts

Performance Charts

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Financial Data

North Star Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.14 2.39 5.50 5.13
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 45 41 324 246
Rank Among All Iowa Credit Unions N/A 3 3 39 31

North Star Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.50 0.50 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 60 263 49
Rank Among All Iowa Credit Unions 11 15 11 34 4
North Star Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9901,5415,277,648
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1402735,321,670
Used Vehicle Loans 2.3901,80420,614,222
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50035314,306,961
Total Other Real Estate Loans/Lines of Credit 5.13012184,727
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.3902852,993,577
TOTAL LOANS & LEASES 4,26848,698,805

North Star Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1989,346,317181,237,011
    b. 15 Years or less 1554,960,64400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 12184,72700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 36514,491,688181,237,011


Interest Only & Payment Option 1st Mortgage Loans 7503,145343,176
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Star Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes