North Olmsted Schools Federal Credit Union

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A short history of North Olmsted Schools FCU

Since its inception in 1963 the North Olmsted Schools Federal Credit Union has been serving its members in the NORTH OLMSTED, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carol Stefancin, the North Olmsted Schools FCU has grown its membership to over 872 with assets of more than $5,171,121. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (440) 777-2009 or email them at NOSEFCUNION@AOL.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH OLMSTED, OH.

General Information For North Olmsted Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15968
Address 30129 LORAIN ROAD 
City NORTH OLMSTED 
State Ohio 
Zip-Code 44070
Phone Number (440) 777-2009
Fax Number (440) 734-9663
Email Address: NOSEFCUNION@AOL.COM
CEO/President Carol Stefancin
Members 872 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,171,121 
Website http://nosfcu.com 

Compare North Olmsted Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
U T U CU Corporate Main Office 24950 Country Club Blvd 44070 (216) 228-9400 No 1.16
Dairypak Employees CU Main Office 7920 Mapleway Dr 44138 (440) 235-7217 No 2.80
North Coast Credit Union CU South Pointe 4110 Warrensville Center Rd 44122 (216) 491-7294 No 5.02
Bse CU BSE Credit Union 19249 Bagley Rd 44130 (440) 243-9180 No 5.36
Western Region CU Fairview Hospital 18101 Lorain Ave 44111 (216) 476-7072 No 5.65

North Olmsted Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Olmsted Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.90 8.90 5.25 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 545 686 297 317
Rank Among All Ohio Credit Unions N/A 133 148 80 68

North Olmsted Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 119 N/A 264 N/A
Rank Among All Ohio Credit Unions 10 19 N/A 76 N/A
North Olmsted Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 10.900170594,113
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.90011140,176
Used Vehicle Loans 8.90031256,631
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.2504391,575
Total Other Real Estate Loans/Lines of Credit 5.750114,797
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2501584,008
TOTAL LOANS & LEASES 2321,481,300

North Olmsted Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2299,600175,000
    b. 15 Years or less 291,975121,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 114,79700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 5406,372296,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Olmsted Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes