North Georgia Community Federal Credit Union

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A short history of North Georgia Community FCU

Since its inception in 1958 the North Georgia Community Federal Credit Union has been serving its members in the RINGGOLD, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Linda Carver, the North Georgia Community FCU has grown its membership to over 2,888 with assets of more than $18,697,486. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (706) 965-2422 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RINGGOLD, GA.

General Information For North Georgia Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12176
Address 25 GATEWAY BUSINESS PARK DR 
City RINGGOLD 
State Georgia 
Zip-Code 30736
Phone Number (706) 965-2422
Fax Number (706) 965-6166
Email Address: none
CEO/President Linda Carver
Members 2,888 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,697,486 
Website http://www.ngcfcu.org 

Compare North Georgia Community Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Memorial CU Memorial Credit Union 2525 Desales Ave Ste 100 37404 (423) 622-2379 No 11.49
Basf Chattanooga CU BASF Federal CU 2120 Polymer Dr 37421 (423) 892-2938 No 12.34
Collegedale CU Corporate Office 5046 University Drive 37315 (423) 396-2101 No 12.48
Chattanooga Federal Employees CU Chattanooga Federal Employees Credit Union 2011 Stein Dr 37422 (423) 892-3738 No 12.79
I B E W 175 CU IBEW175 FEDERAL CREDIT UNION 3922 VOLUNTEER DR STE 11 37416 (423) 899-1017 No 14.11

North Georgia Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Georgia Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.72 4.45 4.60 6.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 239 257 218 360
Rank Among All Georgia Credit Unions N/A 32 29 21 33

North Georgia Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.15 0.48 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 124 269 266
Rank Among All Georgia Credit Unions 12 23 19 33 31
North Georgia Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.8107951,597,599
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7201372,374,494
Used Vehicle Loans 4.4505065,382,976
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.6005371,138
Total Other Real Estate Loans/Lines of Credit 6.180721,639,568
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.09071788,369
TOTAL LOANS & LEASES 1,58612,154,144

North Georgia Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1103,70100
    b. 15 Years or less 4267,43700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 30442,16200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 421,197,40600
Open-End Fixed Rate 0000
TOTALS 772,010,70600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Georgia Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes