North East Welch Federal Credit Union

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A short history of North East Welch FCU

Since its inception in 1953 the North East Welch Federal Credit Union has been serving its members in the NORTH EAST, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Maas, the North East Welch FCU has grown its membership to over 2,904 with assets of more than $17,757,663. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (814) 725-8190 or email them at cuoffice@newelchfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH EAST, PA.

General Information For North East Welch FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8687
Address PO BOX 597 
City NORTH EAST 
State Pennsylvania 
Zip-Code 16428
Phone Number (814) 725-8190
Fax Number (814) 725-7301
Email Address: cuoffice@newelchfcu.com
CEO/President Susan Maas
Members 2,904 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,757,663 
Website http://www.newelchfcu.com 

Compare North East Welch Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Americo CU Main-000 4101 Main St 16511 (814) 899-6608 No 8.75
Erie CU State Street 518 State St 16501 (814) 825-2436 No 9.94
Widget CU North East 7 Grant St 16501 (814) 725-1724 No 9.99
Locomotive & Control Employees CU Main Office 1286 E 38th St 16504 (814) 825-6763 No 10.77
Erie City Employees CU Erie City Employees F C U 5 E 34th St 16504 (814) 455-4888 No 12.41

North East Welch Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North East Welch Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.74 4.24 4.49 4.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 367 230 204 166
Rank Among All Pennsylvania Credit Unions N/A 125 74 68 61

North East Welch Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 1.20 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 134 219
Rank Among All Pennsylvania Credit Unions N/A 32 N/A 28 42
North East Welch Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0004441,564,049
Short-Term, Small Amount Loans (STS) (Federal CU Only) 12.0003110,914
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7401202,007,349
Used Vehicle Loans 4.2403904,126,654
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.49011488,942
Total Other Real Estate Loans/Lines of Credit 4.49016340,117
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.000100787,392
TOTAL LOANS & LEASES 1,1129,325,417

North East Welch Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11488,942121,000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16340,117135,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 27829,059256,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North East Welch Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes