Nishna Valley Credit Union

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A short history of Nishna Valley CU

Since its inception in 1957 the Nishna Valley Credit Union has been serving its members in the ATLANTIC, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by T Marcsisak, the Nishna Valley CU has grown its membership to over 5,672 with assets of more than $32,795,871. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (712) 243-6645 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTIC, IA.

General Information For Nishna Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60046
Address 200 MAPLE ST, P.O. BOX 350 
State Iowa 
Zip-Code 50022
Phone Number (712) 243-6645
Fax Number (712) 243-2872
Email Address:
CEO/President T Marcsisak
Members 5,672 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 32,795,871 

Compare Nishna Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Town And Country CU Town & Country 1414 Chatburn Ave 51537 (712) 755-3881 No 24.24

Nishna Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Nishna Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 5.50 4.60 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 384 218 500
Rank Among All Iowa Credit Unions N/A 21 47 30 49

Nishna Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.60 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 240 227
Rank Among All Iowa Credit Unions N/A 26 N/A 32 27
Nishna Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.500125197,234
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901081,926,163
Used Vehicle Loans 5.5001,0268,700,278
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.600524,194,938
Total Other Real Estate Loans/Lines of Credit 9.000865,405
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7801411,521,170
TOTAL LOANS & LEASES 1,46016,605,188

Nishna Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 192,051,2471274,027
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 332,143,69100


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 865,40500
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 604,260,3431274,027


Interest Only & Payment Option 1st Mortgage Loans 3251,2140
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nishna Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes