Nickel Steel Federal Credit Union

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A short history of Nickel Steel FCU

Since its inception in 1953 the Nickel Steel Federal Credit Union has been serving its members in the lima, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by rikki hatton, the Nickel Steel FCU has grown its membership to over 701 with assets of more than $5,873,809. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (419) 224-7861 or email them at nsfcu@earthlink.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in lima, OH.

General Information For Nickel Steel FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9000
Address 1067 s. main st. 
City lima 
State Ohio 
Zip-Code 45804
Phone Number (419) 224-7861
Fax Number (419) 224-2607
Email Address: nsfcu@earthlink.net
CEO/President rikki hatton
Members 701 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,873,809 
Website http://www.nickelsteelfcu.com 

Compare Nickel Steel Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Topmark CU TopMark FCU 1511 N Main St 45801 (419) 223-5886 No 3.52
Beacon Mutual CU Beacon Mutual FCU 2301 Allentown Rd 45805 (419) 228-4321 No 4.63
Superior Credit Union, Inc CU Coldwater 300 W Sycamore St 45828 (419) 223-9746 No 7.00
The Way CU The Way Credit Union 19100 E Shelby Rd 45871 (419) 753-1312 No 21.14
Quest CU Quest Federal Credit Union 101 Jacob Parrot Rd 43326 (419) 675-2322 No 24.81

Nickel Steel Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Nickel Steel Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.25 5.39 5.25 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 174 370 297 341
Rank Among All Ohio Credit Unions N/A 48 86 80 74

Nickel Steel Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 263 227
Rank Among All Ohio Credit Unions N/A 22 N/A 75 53
Nickel Steel Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.270229610,329
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.25023421,337
Used Vehicle Loans 5.39097865,240
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.25010549,150
Total Other Real Estate Loans/Lines of Credit 6.0001169
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.31028235,205
TOTAL LOANS & LEASES 3882,681,430

Nickel Steel Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5397,12800
    b. 15 Years or less 5152,02200
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 116900
TOTALS 11549,31900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nickel Steel Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes