Nesc Federal Credit Union

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A short history of Nesc FCU

Since its inception in 1958 the Nesc Federal Credit Union has been serving its members in the METHUEN, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Johnathan Hildreth, the Nesc FCU has grown its membership to over 9,002 with assets of more than $84,704,560. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (978) 688-8800 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in METHUEN, MA.

General Information For Nesc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12334
State Massachusetts 
Zip-Code 01844
Phone Number (978) 688-8800
Fax Number (978) 688-8808
Email Address:
CEO/President Johnathan Hildreth
Members 9,002 
Full-Time Employees 20 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 84,704,560 

Compare Nesc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Methuen Municipal Employees CU Methuen Federal Credit Union 248 Broadway 01844 (978) 686-1471 No 0.46
Merrimack Valley CU MVFCU Corporate Office 500 Merrimack St 01843 (978) 975-4095 No 2.97
The Andovers CU Main Office 19C Lupine Rd 01810 (978) 475-6133 No 5.80
Htm CU HTM Credit Union 4 Summer St Ste 3 01831 (978) 374-7386 No 6.35
Haverhill Fire Department CU Louise E Mills Federal Credit Union 12 Merrimac Sq 01860 (978) 346-4561 No 6.63

Nesc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Nesc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 1.99 3.99 3.00 3.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 34 202 26 27
Rank Among All Massachusetts Credit Unions 31 6 44 2 4

Nesc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.00 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 174 158
Rank Among All Massachusetts Credit Unions N/A 19 23 30 25
Nesc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.5002,8555,255,557
All Other Unsecured Loans/Lines of Credit 16.0001,0813,840,769
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901682,408,197
Used Vehicle Loans 3.99097211,159,230
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00024036,037,218
Total Other Real Estate Loans/Lines of Credit 3.00034612,655,789
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99028470,209
TOTAL LOANS & LEASES 5,69071,826,969

Nesc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9012,599,1702316,000
    b. 15 Years or less 383,220,09900
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 11220,217,949234,963,910


Closed-End Fixed Rate 1334,036,72115631,400
Closed-End Adjustable Rate 429,39200
Open-End Adjustable Rate 2098,589,6763041,518,922
Open-End Fixed Rate 0000
TOTALS 58648,693,0073447,430,232


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2098,589,6761,518,922
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nesc Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes