Navigant Credit Union

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A short history of Navigant CU

Since its inception in 1915 the Navigant Credit Union has been serving its members in the Smithfield, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Furtado, the Navigant CU has grown its membership to over 81,722 with assets of more than $1,840,576,149. They have a main office and 16 branch offices. Please see the credit unions website or contact them by phone at (401) 233-4300 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Smithfield, RI.

General Information For Navigant CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62882
Address 1005 Douglas Pike 
City Smithfield 
State Rhode Island 
Zip-Code 02917
Phone Number (401) 233-4300
Fax Number () -
Email Address:
CEO/President Gary Furtado
Members 81,722 
Full-Time Employees 277 
Part-Time Employees 22 
Number of Branch Offices 16 
Total Assets 1,840,576,149 

Compare Navigant Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cumberland Municipal Employees CU cumberland municipal employees federal credit union 2145 Diamond Hill Rd 02864 (401) 658-0010 No 5.79
Blackstone River CU Main Office 10 Monument Sq 02895 (401) 767-1990 No 7.05
Postal Government Employees CU bRANCH-24 Corliss 24 Corliss ST 02904 (401) 421-2436 No 7.20
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 7.22
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 7.55

Navigant Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Navigant Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.24 5.99 3.88 1.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 56 442 121 4
Rank Among All Rhode Island Credit Unions N/A 3 16 6 1

Navigant Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 1.25 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 126 125
Rank Among All Rhode Island Credit Unions 6 7 8 5 5
Navigant Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.0006,67012,178,788
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2401,47813,541,389
Used Vehicle Loans 5.9909,24265,318,383
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8807,0051,118,130,273
Total Other Real Estate Loans/Lines of Credit 1.9904,804197,491,096
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0001,062111,476,253
TOTAL LOANS & LEASES 30,2611,518,136,182

Navigant Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,145437,226,26335374,813,050
    b. 15 Years or less 1,915252,072,9085911,607,565
    a. > 15 years 885214,062,7929530,513,250
    b. 15 Years or less 11021,827,94282,058,700
Other Fixed Rate 7724,594,8033819,623,400
Adjustable Rate 1 yr or less 9011,359,90072,282,000
Adjustable Rate > 1 yr 1,783156,985,66537446,110,973


Closed-End Fixed Rate 1,27844,000,0051256,130,250
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3,526153,491,09124419,221,100
Open-End Fixed Rate 0000
TOTALS 11,8091,315,621,3691,303212,360,288


Interest Only & Payment Option 1st Mortgage Loans 1,632121,346,12665,756,373
Interest Only & Payment Option Other RE/LOC Loans 3,120148,616,90319,221,100
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Navigant Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes