Naheola Credit Union

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A short history of Naheola CU

Since its inception in 1959 the Naheola Credit Union has been serving its members in the PENNINGTON, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Johnson, the Naheola CU has grown its membership to over 7,187 with assets of more than $90,803,217. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (205) 654-2370 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PENNINGTON, AL.

General Information For Naheola CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62661
Address P.O. BOX 102 
State Alabama 
Zip-Code 36916
Phone Number (205) 654-2370
Fax Number (205) 654-2373
Email Address: none
CEO/President Mark Johnson
Members 7,187 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 90,803,217 

Compare Naheola Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Demopolis CU Demopolis Federal Credit Union 106 E Washington St 36732 (334) 289-4686 No 22.59

Naheola Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Naheola Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.61 5.32 6.51 5.45 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 211 432 500 320 229
Rank Among All Alabama Credit Unions 11 50 50 32 21

Naheola Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 0.42 1.13 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 72 148 158
Rank Among All Alabama Credit Unions N/A 9 7 13 10
Naheola Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.610325719,975
All Other Unsecured Loans/Lines of Credit 9.8301,6985,211,168
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.320831,986,777
Used Vehicle Loans 6.5107359,842,502
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.45037227,322,978
Total Other Real Estate Loans/Lines of Credit 5.0001143,457,503
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8204625,349,102
TOTAL LOANS & LEASES 3,78953,890,005

Naheola Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 261,115,51600
    b. 15 Years or less 642,063,9517247,041
    a. > 15 years 0000
    b. 15 Years or less 20718,937,533221,832,027
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 126,32600
Adjustable Rate > 1 yr 745,179,65200


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1143,457,50311437,500
Open-End Fixed Rate 0000
TOTALS 48630,780,481402,516,568


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Naheola Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes