N.i.c.e. Federal Credit Union

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A short history of N.i.c.e. FCU

Since its inception in 1983 the N.i.c.e. Federal Credit Union has been serving its members in the SAINT CHARLES, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carla Santschi, the N.i.c.e. FCU has grown its membership to over 373 with assets of more than $1,541,857. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (630) 584-3670 or email them at fcumanager@aol.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAINT CHARLES, IL.

General Information For N.i.c.e. FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24039
Address 11 S 2ND AVE 
State Illinois 
Zip-Code 60174
Phone Number (630) 584-3670
Fax Number (630) 584-3670
Email Address: fcumanager@aol.com
CEO/President Carla Santschi
Members 373 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 1,541,857 

Compare N.i.c.e. Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Elgin Mental Health Center CU Main 750 S State St 60123 (847) 742-1040 No 5.95
Kane County Teachers CU Elgin 111 S Hawthorne St 60123 (847) 741-3344 No 7.11
Dupage County Employees CU DuPage County Employees Credit Union 421 N County Farm Rd 60187 (630) 407-5270 No 8.95
Corporate America Family CU Elgin 1950 Big Timber Rd 60123 (800) 359-1939 No 9.13
Soreng Employees CU Soreng Employees Credit Union 1222 Hamilton Pkwy 60143 (630) 260-3101 No 9.34

N.i.c.e. Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

N.i.c.e. Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.50 10.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 341 740 N/A N/A
Rank Among All Illinois Credit Unions N/A 90 132 N/A N/A

N.i.c.e. Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.40 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 284 205
Rank Among All Illinois Credit Unions N/A 31 N/A 50 24
N.i.c.e. Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.000130335,142
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50016246,395
Used Vehicle Loans 10.00036340,681
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0002795,115
TOTAL LOANS & LEASES 2091,017,333

N.i.c.e. Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

N.i.c.e. Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No