Muskegon Co Op Federal Credit Union

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A short history of Muskegon Co Op FCU

Since its inception in 1949 the Muskegon Co Op Federal Credit Union has been serving its members in the MUSKEGON, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Rupert, the Muskegon Co Op FCU has grown its membership to over 10,041 with assets of more than $59,970,548. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (231) 726-4871 or email them at info@muskegoncoop.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUSKEGON, MI.

General Information For Muskegon Co Op FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5982
Address 1051 PECK ST 
City MUSKEGON 
State Michigan 
Zip-Code 49440
Phone Number (231) 726-4871
Fax Number (231) 722-2628
Email Address: info@muskegoncoop.com
CEO/President John Rupert
Members 10,041 
Full-Time Employees 22 
Part-Time Employees
Number of Branch Offices
Total Assets 59,970,548 
Website http://www.muskegoncoop.com 

Compare Muskegon Co Op Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Michigan Postal Service CU Main 800 1st St 49443 (231) 722-3921 No 0.21
Port City CU Port City Federal Credit Union 460 W Laketon Ave 49441 (231) 725-3312 No 1.22
Muskegon CU CORPORATE OFFICE 65 W LAKETON AVE 49441 (231) 722-7285 No 1.28
Muskegon St Joseph CU Main Office 1903 Barclay St 49441 (231) 759-7931 No 1.61
Michigan Coastal CU Michigan Coastal Credit Union 1086 Creston St 49442 (231) 777-3620 No 2.24

Muskegon Co Op Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Muskegon Co Op Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.55 3.20 5.21 3.96 4.39
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 206 168 351 134 154
Rank Among All Michigan Credit Unions 29 46 88 29 27

Muskegon Co Op Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.40 0.75 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 76 215 250
Rank Among All Michigan Credit Unions N/A 10 11 47 55
Muskegon Co Op Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5508601,373,820
All Other Unsecured Loans/Lines of Credit 9.2205811,394,895
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2001342,866,076
Used Vehicle Loans 5.2103,53233,647,957
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.96014669,062
Total Other Real Estate Loans/Lines of Credit 4.3901365,263,200
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2904193,344,420
TOTAL LOANS & LEASES 5,67648,559,430

Muskegon Co Op Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3212,9167985,073
    b. 15 Years or less 11456,14600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1114,436,783181,160,878
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 25826,417291,883,353
Open-End Fixed Rate 0000
TOTALS 1505,932,262544,029,304

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 25826,4171,883,353
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Muskegon Co Op Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes