Muncie Federal Credit Union

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A short history of Muncie FCU

Since its inception in 1935 the Muncie Federal Credit Union has been serving its members in the MUNCIE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Etchison, the Muncie FCU has grown its membership to over 1,560 with assets of more than $13,769,704. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (765) 284-7667 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUNCIE, IN.

General Information For Muncie FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 339
State Indiana 
Zip-Code 47304
Phone Number (765) 284-7667
Fax Number (765) 284-7697
Email Address:
CEO/President Donna Etchison
Members 1,560 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,769,704 

Compare Muncie Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Primetrust Financial CU PrimeTrust Financial FCU 3230 S Madison St 47302 (765) 289-2148 No 2.26
Ball State CU Corporate Office 2900 N Oakwood Ave 47308 (765) 741-2728 No 3.24
Munseetown Community CU Main Office 1805 N Elm St 47303 (765) 282-2236 No 4.84
Del Met CU DEL MET 8000 N State Road 3 47303 (765) 289-5554 No 5.23
First County CU Main Office-1100 W 11th St 1100 W 11th St 47302 (765) 284-3471 No 5.40

Muncie Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Muncie Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.76 4.30 5.25 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 116 239 297 341
Rank Among All Indiana Credit Unions 34 16 43 53 50

Muncie Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.45 0.40 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 69 284 259
Rank Among All Indiana Credit Unions N/A 22 7 47 45
Muncie Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900351529,590
All Other Unsecured Loans/Lines of Credit 5.200146310,642
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.76045897,881
Used Vehicle Loans 4.3003192,720,611
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.250112,541
Total Other Real Estate Loans/Lines of Credit 6.000681,072,512
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.00038384,079
TOTAL LOANS & LEASES 9685,927,856

Muncie Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 112,54100
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 45622,77200
Closed-End Adjustable Rate 23449,74000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 691,085,05300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Muncie Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes