Msu Federal Credit Union

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A short history of Msu FCU

Since its inception in 1978 the Msu Federal Credit Union has been serving its members in the MURRAY, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Manning, the Msu FCU has grown its membership to over 2,190 with assets of more than $19,021,494. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (270) 809-6666 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MURRAY, KY.

General Information For Msu FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22978
State Kentucky 
Zip-Code 42071
Phone Number (270) 809-6666
Fax Number (270) 753-6301
Email Address: none
CEO/President Janet Manning
Members 2,190 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,021,494 
Website http://www.murraystatecreditunion.c 

Compare Msu Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lake Chem Community CU Murray Branch 112 N 12th St 42071 (270) 761-5228 No 20.21
Your Hometown CU Your Hometown Federal Credit Union 2338 State Route 45 N 42066 (270) 247-6458 No 22.34
Holley CU Holley Credit Union 1107 Mineral Wells Ave 38242 (731) 644-9031 No 24.58

Msu Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Msu Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.49 2.25 N/A 2.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 83 36 N/A 25
Rank Among All Kentucky Credit Unions 17 4 3 N/A 2

Msu Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.01 0.07 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 150 337 283
Rank Among All Kentucky Credit Unions N/A 21 19 33 29
Msu Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.950263431,152
All Other Unsecured Loans/Lines of Credit 7.750104206,703
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901192,313,625
Used Vehicle Loans 2.2504854,946,016
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 2.9901043,367,414
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.75043363,249
TOTAL LOANS & LEASES 1,11811,628,159

Msu Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 582,535,8786320,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 46831,5364156,000
Open-End Fixed Rate 0000
TOTALS 1043,367,41410476,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Msu Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes