Mountaincrest Credit Union

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A short history of Mountaincrest CU

Since its inception in 1934 the Mountaincrest Credit Union has been serving its members in the Arlington, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Morrison, the Mountaincrest CU has grown its membership to over 10,252 with assets of more than $97,694,386. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (360) 435-5400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Arlington, WA.

General Information For Mountaincrest CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68253
Address 3710 168TH ST NE STE A108 
City Arlington 
State Washington 
Zip-Code 98223
Phone Number (360) 435-5400
Fax Number (360) 435-5558
Email Address: none
CEO/President Mark Morrison
Members 10,252 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 97,694,386 

Compare Mountaincrest Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northwest Plus CU Stanwood 9225 271st nw 98292 (360) 629-6968 No 17.84
Mill Town CU Mill Town Credit Union 3102 Broadway 98201 (425) 252-5139 No 18.21
Snocope CU SnoCope Credit Union 3130 Rockefeller Ave 98201 (425) 388-3481 No 18.39
Community Healthcare CU Community Healthcare Federal Credit Union 1503 Pacific Ave 98201 (425) 259-6446 No 18.45
Fluke Employees CU Fluke Employees Federal Credit Union 9028 Evergreen Way 98204 (425) 446-5930 No 22.49

Mountaincrest Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Mountaincrest Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 5.00 6.00 4.90 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 397 443 257 391
Rank Among All Washington Credit Unions 23 54 52 43 38

Mountaincrest Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.08 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 139 318 271
Rank Among All Washington Credit Unions N/A 18 24 40 33
Mountaincrest Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5001,5994,488,905
All Other Unsecured Loans/Lines of Credit 12.9006801,640,922
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.0001,29729,286,967
Used Vehicle Loans 6.0001,32214,498,846
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.90011115,339,143
Total Other Real Estate Loans/Lines of Credit 6.5001425,745,384
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0501596,043
TOTAL LOANS & LEASES 5,16671,096,210

Mountaincrest Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 509,913,1892459,200
    b. 15 Years or less 202,510,61700
    a. > 15 years 6898,94200
    b. 15 Years or less 0000
Other Fixed Rate 341,895,9915261,700
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1120,40400


Closed-End Fixed Rate 844,200,607201,230,301
Closed-End Adjustable Rate 17453,48900
Open-End Adjustable Rate 411,091,28810620,000
Open-End Fixed Rate 0000
TOTALS 25321,084,527372,571,201


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountaincrest Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes