Mountain River Credit Union

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A short history of Mountain River CU

Since its inception in 1960 the Mountain River Credit Union has been serving its members in the SALIDA, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Amy Barton, the Mountain River CU has grown its membership to over 3,297 with assets of more than $25,440,424. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (719) 539-2968 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SALIDA, CO.

General Information For Mountain River CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63704
Address 205 E 3RD STREET 
State Colorado 
Zip-Code 81201
Phone Number (719) 539-2968
Fax Number (719) 539-0868
Email Address: none
CEO/President Amy Barton
Members 3,297 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,440,424 

Compare Mountain River Credit Union To Other Local Credit Unions

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Mountain River Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Mountain River Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.56 4.03 7.34 5.41 5.80
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 303 285 573 316 322
Rank Among All Colorado Credit Unions 18 38 58 40 30

Mountain River Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 284 243
Rank Among All Colorado Credit Unions N/A 12 14 34 32
Mountain River Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.560122155,872
All Other Unsecured Loans/Lines of Credit 10.230259378,620
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0301371,947,036
Used Vehicle Loans 7.3402631,827,863
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.410503,803,906
Total Other Real Estate Loans/Lines of Credit 5.800623,002,894
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.250791,264,572
TOTAL LOANS & LEASES 97212,380,763

Mountain River Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 101,879,69341,152,531
    b. 15 Years or less 391,719,0612182,000
    a. > 15 years 1205,15200
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 439,76000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 582,963,1348650,000
Open-End Fixed Rate 0000
TOTALS 1126,806,800141,984,531


Interest Only & Payment Option 1st Mortgage Loans 14988,2210
Interest Only & Payment Option Other RE/LOC Loans 19649,2170
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain River Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes