Mountain Laurel Federal Credit Union

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A short history of Mountain Laurel FCU

Since its inception in 1970 the Mountain Laurel Federal Credit Union has been serving its members in the Saint Marys, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rena Sennett, the Mountain Laurel FCU has grown its membership to over 21,551 with assets of more than $112,937,126. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (814) 834-9518 or email them at mlfcu@windstream.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Marys, PA.

General Information For Mountain Laurel FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20053
Address 413 S Michael St, PO Box 193 
City Saint Marys 
State Pennsylvania 
Zip-Code 15857
Phone Number (814) 834-9518
Fax Number (814) 781-1646
Email Address: mlfcu@windstream.net
CEO/President Rena Sennett
Members 21,551 
Full-Time Employees 28 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 112,937,126 
Website http://www.mlfcu.net 

Compare Mountain Laurel Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Penntech Employees CU Main Office 409 Center St Ste C 15845 (814) 965-4311 No 7.68
Priority First CU DuBois 364 Midway Dr 15801 (814) 371-4817 No 25.05
Timberland CU DuBois Office 821 Beaver Dr 15801 (814) 371-2676 No 25.45
P C CU Disaster Recovery Site 65 Route 446 16749 (814) 887-9244 No 28.18

Mountain Laurel Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mountain Laurel Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 3.40 4.88 3.38 3.27
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 197 310 59 40
Rank Among All Pennsylvania Credit Unions 54 74 102 11 15

Mountain Laurel Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.47 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 270 158
Rank Among All Pennsylvania Credit Unions N/A 29 N/A 74 28
Mountain Laurel Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9001,3421,634,487
All Other Unsecured Loans/Lines of Credit 9.9902,0687,820,415
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.0002034,907,243
New Vehicle Loans 3.40079712,050,716
Used Vehicle Loans 4.8801,64017,989,201
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.38039015,374,141
Total Other Real Estate Loans/Lines of Credit 3.270882,078,935
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7704312,954,535
TOTAL LOANS & LEASES 6,95964,809,673

Mountain Laurel Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 39015,374,141584,167,783
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 882,078,93517699,756
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 47817,453,076754,867,539

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain Laurel Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes