Mountain Lakes Community Federal Credit Union

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A short history of Mountain Lakes Community FCU

Since its inception in 1957 the Mountain Lakes Community Federal Credit Union has been serving its members in the PINEY FLATS, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kimberly Lewis, the Mountain Lakes Community FCU has grown its membership to over 2,190 with assets of more than $24,795,987. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (423) 538-3151 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PINEY FLATS, TN.

General Information For Mountain Lakes Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12062
Address PO BOX 250 
City PINEY FLATS 
State Tennessee 
Zip-Code 37686
Phone Number (423) 538-3151
Fax Number (423) 538-9559
Email Address: none
CEO/President Kimberly Lewis
Members 2,190 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,795,987 
Website http://www.mountainlakescu.org 

Compare Mountain Lakes Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Eastern CU Jonesborough Office 363 Forest Cir 37602 (423) 283-6871 No 7.29
Appalachian Community CU Norton Virginia Br 1448 Park Ave NW 24273 (276) 679-1342 No 7.53
Select Seven CU Marketplace Blvd 181 Marketplace Dr 37602 (423) 282-0671 No 8.66
Northeast Community CU Roan Mountain Branch 8301 Highway 19 E 37687 (423) 772-3115 No 9.03
Happy Valley CU Happy Valley Credit Union 210 E C St 37644 (423) 542-6078 No 9.46

Mountain Lakes Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mountain Lakes Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.19 2.49 3.75 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 50 51 102 289
Rank Among All Tennessee Credit Unions 28 10 3 17 26

Mountain Lakes Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 263 227
Rank Among All Tennessee Credit Unions N/A 17 18 33 32
Mountain Lakes Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900544489,031
All Other Unsecured Loans/Lines of Credit 9.9904651,305,470
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.1901602,723,746
Used Vehicle Loans 2.4904284,019,255
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501136,803,056
Total Other Real Estate Loans/Lines of Credit 5.50011208,653
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.490571,216,321
TOTAL LOANS & LEASES 1,77816,765,532

Mountain Lakes Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 342,942,0594422,050
    b. 15 Years or less 763,690,6266262,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 265,68300
Adjustable Rate > 1 yr 1104,68800

OTHER REAL ESTATE

Closed-End Fixed Rate 11208,653140,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1247,011,70911724,050

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain Lakes Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes