Mountain America Federal Credit Union

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A short history of Mountain America FCU

Since its inception in 1936 the Mountain America Federal Credit Union has been serving its members in the West Jordan, Utah area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sterling Nielsen, the Mountain America FCU has grown its membership to over 679,841 with assets of more than $6,750,970,901. They have a main office and 89 branch offices. Please see the credit unions website or contact them by phone at (801) 325-6228 or email them at macumail@macu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in West Jordan, UT.

General Information For Mountain America FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24692
Address P.O. Box 9001 
City West Jordan 
State Utah 
Zip-Code 84084
Phone Number (801) 325-6228
Fax Number (801) 325-6395
Email Address: macumail@macu.com
CEO/President Sterling Nielsen
Members 679,841 
Full-Time Employees 1,571 
Part-Time Employees 351 
Number of Branch Offices 89 
Total Assets 6,750,970,901 
Website http://www.macu.com 

Compare Mountain America Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cyprus CU St Marks 1220 E 3900 S Ste 2M 84124 (801) 260-7600 No 0.49
American United Family Of Credit Un CU Sandy 8621 S 700 E 84070 (801) 359-9600 No 1.90
Hercules CU Hercules Credit Union 3141 W 4700 S 84129 (801) 968-9011 No 3.22
Granite Furniture Employees CU Granite Furniture Employees Federal Credit Union 1993 W 2425 S 84087 (801) 485-1052 No 3.80
Midvalley CU Credit Union Office 5284 S Commerce Dr Ste C164 84107 (801) 265-2111 No 5.10

Mountain America Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mountain America Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.74 3.49 3.49 4.49 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 226 208 146 204 132
Rank Among All Utah Credit Unions 14 26 12 23 5

Mountain America Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 2.47 2.47
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 18 19
Rank Among All Utah Credit Unions N/A 14 9 4 5
Mountain America Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.740168,386343,823,414
All Other Unsecured Loans/Lines of Credit 8.99059,524123,915,008
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0003,1812,046,374
Non-Federally Guaranteed Student Loans 6.0006,15150,996,397
New Vehicle Loans 3.49045,1541,117,628,422
Used Vehicle Loans 3.490116,7961,541,671,308
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.49013,9692,006,880,150
Total Other Real Estate Loans/Lines of Credit 4.25014,899491,958,431
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1005,98045,387,265
TOTAL LOANS & LEASES 434,0405,724,306,769

Mountain America Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3,308695,880,0741,026209,931,082
    b. 15 Years or less 6,9411,017,049,897857191,738,172
Balloon/Hybrid
    a. > 15 years 18838,116,769185,101,592
    b. 15 Years or less 15523,678,10621,124,000
Other Fixed Rate 19446,515,03827658,231,353
Adjustable Rate 1 yr or less 3,183185,640,2661,52467,135,881
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,79760,713,99744417,963,326
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 13,102431,244,4347,044157,074,578
Open-End Fixed Rate 0000
TOTALS 28,8682,498,838,58111,191708,299,984

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 3,100167,771,25267,000,526
Interest Only & Payment Option Other RE/LOC Loans 12,915416,610,896141,199,578
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mountain America Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes