Morgantown A E S Federal Credit Union

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A short history of Morgantown A E S FCU

Since its inception in 1955 the Morgantown A E S Federal Credit Union has been serving its members in the Morgantown, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Gillespie, the Morgantown A E S FCU has grown its membership to over 4,914 with assets of more than $42,647,198. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 599-9600 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Morgantown, WV.

General Information For Morgantown A E S FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10695
Address 1133 Van Voorhis Rd 
City Morgantown 
State West Virginia 
Zip-Code 26505
Phone Number (304) 599-9600
Fax Number (304) 599-1300
Email Address: none
CEO/President Michael Gillespie
Members 4,914 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 42,647,198 
Website http://www.aesfcu.com 

Compare Morgantown A E S Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wvu Employees CU WVU Employees' Federal Credit Union 448 Harding Ave 26505 (304) 293-5737 No 0.83
Tri Ag W Va CU TRI-AG (WV) FEDERAL CREDIT UNION 1550 EARL L Core Rd Ste 100 26507 (304) 292-3798 No 1.85
The United CU The United Federal Credit Union 3 Sunset Beach Rd 26508 (304) 598-5010 No 5.03
City Of Fairmont CU City of Fairmont FCU 500 Quincy ST 26554 (304) 366-9280 No 15.31
U S Employees CU U S POST OFFICE 331 Madison St 26555 (304) 366-0910 No 15.41

Morgantown A E S Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Morgantown A E S Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 3.40 4.15 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 137 163 N/A
Rank Among All West Virginia Credit Unions N/A 14 9 12 N/A

Morgantown A E S Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.30 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 302 N/A
Rank Among All West Virginia Credit Unions N/A 19 N/A 33 N/A
Morgantown A E S Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.0905332,541,304
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0002044,520,178
Used Vehicle Loans 3.4005066,797,700
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.150718,508,722
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1402812,994,340
TOTAL LOANS & LEASES 1,59525,362,244

Morgantown A E S Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 405,478,3976618,869
    b. 15 Years or less 282,434,2742296,862
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3596,05100

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 718,508,7228915,731

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Morgantown A E S Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes