Monroe County Community Credit Union

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A short history of Monroe County Community CU

Since its inception in 1954 the Monroe County Community Credit Union has been serving its members in the Monroe, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Radwanski, the Monroe County Community CU has grown its membership to over 27,587 with assets of more than $200,470,422. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (734) 242-3222 or email them at contact_us_monroe@mcccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Monroe, MI.

General Information For Monroe County Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61748
Address PO Box 1307 
City Monroe 
State Michigan 
Zip-Code 48161
Phone Number (734) 242-3222
Fax Number (734) 242-6911
Email Address: contact_us_monroe@mcccu.org
CEO/President Mark Radwanski
Members 27,587 
Full-Time Employees 61 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 200,470,422 
Website http://www.mcccu.org 

Compare Monroe County Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Education Plus CU Education Plus Credit Union 3558 Sterns Rd 48144 (734) 856-4029 No 2.42
Parish CU Main Office 5138 N Summit St 43611 (419) 729-9650 No 13.63
Ap CU AP FCU BRANCH 405 N REYNOLDS RD 43615 (419) 381-0705 No 15.83
Toledo Fire Fighters CU Main Office 2800 W Laskey Rd 43613 (419) 474-7200 No 15.96
Champion CU South Toledo Branch 1347 S Detroit Ave 43614 (419) 407-4140 No 16.73

Monroe County Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Monroe County Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 2.99 2.99 5.00 5.29
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 145 91 268 264
Rank Among All Michigan Credit Unions 34 40 23 78 56

Monroe County Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.08 0.46 0.48
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 138 272 230
Rank Among All Michigan Credit Unions N/A 19 31 60 50
Monroe County Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7505,3718,328,601
All Other Unsecured Loans/Lines of Credit 12.0002,6099,300,006
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902223,494,470
Used Vehicle Loans 2.9902,58521,823,276
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00046256,025,163
Total Other Real Estate Loans/Lines of Credit 5.2903187,050,541
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.0006105,600,570
TOTAL LOANS & LEASES 12,177111,622,627

Monroe County Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 18418,281,601162,129,137
    b. 15 Years or less 1268,333,6184493,800
Balloon/Hybrid
    a. > 15 years 9018,100,014194,107,038
    b. 15 Years or less 6211,309,930101,663,213
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1714,700,935281,621,424
Closed-End Adjustable Rate 1188,97100
Open-End Adjustable Rate 1441,975,84515542,735
Open-End Fixed Rate 2184,7901250,020
TOTALS 78063,075,7049310,807,367

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Monroe County Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes