Molokai Community Federal Credit Union

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A short history of Molokai Community FCU

Since its inception in 1951 the Molokai Community Federal Credit Union has been serving its members in the Kaunakakai, Hawaii area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lawrence Lasua, the Molokai Community FCU has grown its membership to over 4,472 with assets of more than $24,034,251. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (808) 553-5328 or email them at ms@molokaicommunityfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Kaunakakai, HI.

General Information For Molokai Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7471
Address P.O. Box 1888 
City Kaunakakai 
State Hawaii 
Zip-Code 96748
Phone Number (808) 553-5328
Fax Number (808) 553-3830
Email Address: ms@molokaicommunityfcu.com
CEO/President Lawrence Lasua
Members 4,472 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,034,251 
Website http://www.molokaicommunityfcu.com 

Compare Molokai Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lanai CU Main Office 816 Ilima Ave 96763 (808) 565-6522 No 19.50
West Maui Community CU Main Office 270 Lahainaluna Rd 96767 (808) 661-4825 No 21.70
Maui County CU Branch Office - MMP 270 Dairy Rd Ste 146 96793 (808) 244-7968 No 29.86
Wailuku CU Wailuku FCU 133 Maa St 96732 (808) 244-7981 No 29.88

Molokai Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Molokai Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.00 8.00 N/A 4.16
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 550 630 N/A 122
Rank Among All Hawaii Credit Unions N/A 38 41 N/A 13

Molokai Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 N/A 0.62 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 N/A 237 152
Rank Among All Hawaii Credit Unions 5 13 N/A 15 6
Molokai Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.6109955,693,337
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.0001,507853,704
Used Vehicle Loans 8.0002,1881,321,305
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.160257430,767
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.2503,9342,083,834
TOTAL LOANS & LEASES 8,88110,382,947

Molokai Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 257430,76700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 257430,76700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Molokai Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes