Minerva Area Federal Credit Union

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A short history of Minerva Area FCU

Since its inception in 1971 the Minerva Area Federal Credit Union has been serving its members in the MINERVA, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jane Yankovich, the Minerva Area FCU has grown its membership to over 2,180 with assets of more than $8,391,167. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (330) 868-7080 or email them at minervaareafedcu@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MINERVA, OH.

General Information For Minerva Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20622
Address 3570 UNION AVE SE 
City MINERVA 
State Ohio 
Zip-Code 44657
Phone Number (330) 868-7080
Fax Number (330) 868-6338
Email Address: minervaareafedcu@verizon.net
CEO/President Jane Yankovich
Members 2,180 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,391,167 
Website http://www.minervacreditunion.com 

Compare Minerva Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sugardale Employees CU Brewster FCU 360 Wabash Ave N 44613 (330) 767-4345 No 13.13
Canton School Employees CU Meyers lake 1235 Whipple Ave NW 44708 (330) 452-9801 No 15.04
Teamsters Local 92 CU Teamsters Local 92 FCU 1105 9th St SW 44707 (330) 453-8409 No 15.45
Columbiana County School Empl CU Main Office 7556 State Route 45 7556 State Route 45 44432 (330) 424-9649 No 17.19
St. Josephs Canton Parish CU Louisville Branch 315 Sherban Ct 44641 (330) 871-8401 No 17.88

Minerva Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Minerva Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.87 10.17 5.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 477 747 349 N/A
Rank Among All Ohio Credit Unions N/A 124 154 86 N/A

Minerva Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.86 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 196 N/A
Rank Among All Ohio Credit Unions N/A 22 N/A 53 N/A
Minerva Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.580173281,654
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.87016275,998
Used Vehicle Loans 10.1703882,702,966
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.750121,251
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.37074597,810
TOTAL LOANS & LEASES 6523,879,679

Minerva Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 121,25100
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 121,25100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Minerva Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes