Midwest Community Credit Union

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A short history of Midwest Community CU

Since its inception in 1955 the Midwest Community Credit Union has been serving its members in the Sioux City, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paddy Friedrichsen, the Midwest Community CU has grown its membership to over 3,991 with assets of more than $30,112,687. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (712) 276-1328 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sioux City, IA.

General Information For Midwest Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63494
Address PO Box 2404 
City Sioux City 
State Iowa 
Zip-Code 51106
Phone Number (712) 276-1328
Fax Number (712) 276-1743
Email Address: none
CEO/President Paddy Friedrichsen
Members 3,991 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 30,112,687 
Website http://www.midwestcreditunion.com 

Compare Midwest Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
The Municipal CU The Municipal Credit Union 103 Fairmount st 51106 (712) 255-3400 No 3.39
Sioux Valley Community CU Sergeant Bluff 105 Sergeant Square Dr 51102 (712) 943-5868 No 4.50
Siouxland CU Siouxland Federal Credit Union 200 Tower Rd 51102 (605) 232-9580 No 5.28
Telco-triad Community CU Denison Office 11 N 7th St 51442 (712) 263-8100 No 5.74
N.w. Iowa CU NW Iowa Credit Union 1411 Industrial Rd SW 51031 (712) 546-7676 No 22.76

Midwest Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Midwest Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 4.00 4.50 4.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 282 264 174 100
Rank Among All Iowa Credit Unions 22 43 28 26 11

Midwest Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.35 0.50 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 89 263 259
Rank Among All Iowa Credit Unions N/A 24 15 34 32
Midwest Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900637473,223
All Other Unsecured Loans/Lines of Credit 9.990177383,117
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00029540,779
Used Vehicle Loans 4.5003282,674,789
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250201,301,823
Total Other Real Estate Loans/Lines of Credit 4.0001063,086,821
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 1,2978,460,552

Midwest Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 133,43000
    b. 15 Years or less 191,268,3932214,790
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1063,086,82117616,553
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1264,388,64419831,343


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midwest Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes